For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab National Bank for its Raiya Chokdi Rajkot branch in Corner Opp Alap Green City Dist Rajkot, Rajkot, Gujarat, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Punjab National Bank located in Corner Opp Alap Green City Dist Rajkot or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code PUNB0670100. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Raiya Chokdi Rajkot, Corner Opp Alap Green City Dist Rajkot
Here are some of the key details that come with the IFSC Code PUNB0670100 of Punjab National Bank for its branch located in Corner Opp Alap Green City Dist Rajkot, within the district of Rajkot in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0670100 |
| Branch | Raiya Chokdi Rajkot |
| City | Corner Opp Alap Green City Dist Rajkot |
| District | Rajkot |
| State | Gujarat |
| Address | F8 Shyamal Vertix Raiya Rd Sadhuvawani Road |
These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Corner Opp Alap Green City Dist Rajkot for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0670100 for the Raiya Chokdi Rajkot branch of Punjab National Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Raiya Chokdi Rajkot, Corner Opp Alap Green City Dist Rajkot, Gujarat, are allotted a unique IFSC like PUNB0670100 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Corner Opp Alap Green City Dist Rajkot.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Corner Opp Alap Green City Dist Rajkot and Rajkot.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Punjab National Bank in Raiya Chokdi Rajkot reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code PUNB0670100
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Raiya Chokdi Rajkot in Corner Opp Alap Green City Dist Rajkot.
For example, the IFSC Code PUNB0670100 of Punjab National Bank for the Raiya Chokdi Rajkot branch includes these elements, identifying the bank and the branch location in Corner Opp Alap Green City Dist Rajkot and Gujarat accurately.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0670100 of Punjab National Bank for its Raiya Chokdi Rajkot branch located in Corner Opp Alap Green City Dist Rajkot, the following methods can help:
Cheque Book
The cheque books that are issued by Punjab National Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Corner Opp Alap Green City Dist Rajkot and Rajkot, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and find the branch locator section. Search for Raiya Chokdi Rajkot or Corner Opp Alap Green City Dist Rajkot to get the exact IFSC Code PUNB0670100.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Punjab National Bank and Corner Opp Alap Green City Dist Rajkot that will provide accurate information.
How to Use IFSC Code PUNB0670100 for Online Transfers?
If you have the IFSC Code PUNB0670100 for the Raiya Chokdi Rajkot branch of Punjab National Bank in Corner Opp Alap Green City Dist Rajkot, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0670100. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0670100.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Raiya Chokdi Rajkot in Corner Opp Alap Green City Dist Rajkot, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Raiya Chokdi Rajkot, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Corner Opp Alap Green City Dist Rajkot to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Raiya Chokdi Rajkot Corner Opp Alap Green City Dist Rajkot branch is PUNB0670100.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at F8 Shyamal Vertix Raiya Rd Sadhuvawani Road.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.