The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Circle Sastra Centre Hanumanga branch in Hanumangarh Town, Hanumangarh Town, Rajasthan, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Punjab National Bank located in Hanumangarh Town or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code PUNB0823700. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Punjab National Bank, Circle Sastra Centre Hanumanga, Hanumangarh Town
Below in the table are the key details related to IFSC Code PUNB0823700 of Punjab National Bank for its branch located in Hanumangarh Town, within the district of Hanumangarh Town in the state of Rajasthan.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0823700 |
| Branch | Circle Sastra Centre Hanumanga |
| City | Hanumangarh Town |
| District | Hanumangarh Town |
| State | Rajasthan |
| Address | Hanumangarh Rj Hanum 335001 |
These details are important not only for users using online banking but also for businesses and individuals who use Punjab National Bank in Hanumangarh Town for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PUNB0823700 for the Circle Sastra Centre Hanumanga branch of Punjab National Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0823700 is given to every bank branch, including Punjab National Bank located in Circle Sastra Centre Hanumanga, Hanumangarh Town, Rajasthan, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Punjab National Bank branch in Hanumangarh Town.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Hanumangarh Town and Hanumangarh Town.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Rajasthan and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Circle Sastra Centre Hanumanga doesn't end up at another location.
Format of the IFSC Code PUNB0823700
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Circle Sastra Centre Hanumanga in Hanumangarh Town.
For example, the IFSC Code PUNB0823700 of Punjab National Bank for the Circle Sastra Centre Hanumanga branch includes these elements, identifying the bank and the branch location in Hanumangarh Town and Rajasthan accurately.
How to Find IFSC Code for Punjab National Bank?
To find the IFSC Code PUNB0823700 of Punjab National Bank for its Circle Sastra Centre Hanumanga branch located in Hanumangarh Town, the following methods can help you out:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Hanumangarh Town and Hanumangarh Town, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Circle Sastra Centre Hanumanga or Hanumangarh Town to find the exact IFSC Code PUNB0823700.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Hanumangarh Town will provide accurate information.
How to Use IFSC Code PUNB0823700 for Online Transfers?
Once you have the IFSC Code PUNB0823700 for the Circle Sastra Centre Hanumanga branch of Punjab National Bank in Hanumangarh Town, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0823700. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0823700.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Circle Sastra Centre Hanumanga in Hanumangarh Town, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Circle Sastra Centre Hanumanga, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Hanumangarh Town manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0823700.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Hanumangarh Rj Hanum 335001 located in Hanumangarh Town, Hanumangarh Town, Rajasthan.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.