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IFSC Code of Punjab National Bank, Circle Office Hanumangarh, Hanumangarh Town, Rajasthan — PUNB0904700

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Circle Office Hanumangarh branch in Hanumangarh Town, Hanumangarh Town, Rajasthan, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Hanumangarh Town or anywhere in Rajasthan can easily transfer funds instantly by using the correct IFSC Code PUNB0904700. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Circle Office Hanumangarh, Hanumangarh Town

Here are some of the key details that come with the IFSC Code PUNB0904700 of Punjab National Bank for its branch located in Hanumangarh Town, within the district of Hanumangarh Town in the state of Rajasthan.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0904700
Branch Circle Office Hanumangarh
City Hanumangarh Town
District Hanumangarh Town
State Rajasthan
Address Zonal Office Bhubaneshwar

These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Hanumangarh Town for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0904700 for the Circle Office Hanumangarh branch of Punjab National Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Circle Office Hanumangarh, Hanumangarh Town, Rajasthan, are given a unique IFSC like PUNB0904700 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Hanumangarh Town.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Hanumangarh Town and Hanumangarh Town.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Punjab National Bank in Circle Office Hanumangarh goes to the correct branch. This is important because Punjab National Bank has thousands of branches in Rajasthan and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code PUNB0904700

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Circle Office Hanumangarh in Hanumangarh Town.

For example, the IFSC Code PUNB0904700 of Punjab National Bank for the Circle Office Hanumangarh branch has these elements, identifying the bank and the branch location in Hanumangarh Town and Rajasthan correctly.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0904700 of Punjab National Bank for its Circle Office Hanumangarh branch located in Hanumangarh Town, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Punjab National Bank branches in Hanumangarh Town and Hanumangarh Town, print them on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Circle Office Hanumangarh or Hanumangarh Town to get the exact IFSC Code PUNB0904700.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Hanumangarh Town, you'll get the correct details.

How to Use IFSC Code PUNB0904700 for Online Transfers?

Once you have the IFSC Code PUNB0904700 for the Circle Office Hanumangarh branch of Punjab National Bank in Hanumangarh Town, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0904700. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0904700.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Circle Office Hanumangarh in Hanumangarh Town, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Circle Office Hanumangarh, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Hanumangarh Town manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Circle Office Hanumangarh, Hanumangarh Town?

The IFSC Code is PUNB0904700.

Is the IFSC Code PUNB0904700 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Circle Office Hanumangarh?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Circle Office Hanumangarh branch?

The address of the branch is Zonal Office Bhubaneshwar located in Hanumangarh Town, Hanumangarh Town, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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