IFSC Code of Punjab National Bank, Zoo Road, Rg Baruah Road,, Guwahati, Assam — PUNB0190700

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab National Bank for its Zoo Road, Rg Baruah Road, branch in Guwahati, Guwahati, Assam, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Punjab National Bank located in Guwahati or anywhere in Assam can transfer funds instantly by using the correct IFSC Code PUNB0190700. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Zoo Road, Rg Baruah Road,, Guwahati

The table below shows the main details of the IFSC Code PUNB0190700 for the Punjab National Bank branch in Guwahati, which falls under the Guwahati district in Assam.

These details are important not only for users using online banking but also for businesses and individuals who use Punjab National Bank in Guwahati for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PUNB0190700 for the Zoo Road, Rg Baruah Road, branch of Punjab National Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Zoo Road, Rg Baruah Road,, Guwahati, Assam, is provided a unique IFSC like PUNB0190700 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Punjab National Bank branch in Guwahati.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Guwahati and Guwahati.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Zoo Road, Rg Baruah Road, do not get misguided to another person.

Format of the IFSC Code PUNB0190700

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Zoo Road, Rg Baruah Road, in Guwahati.

For example, the IFSC Code PUNB0190700 of Punjab National Bank for the Zoo Road, Rg Baruah Road, branch has these elements, identifying the bank and the branch location in Guwahati and Assam correctly.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0190700 of Punjab National Bank for its Zoo Road, Rg Baruah Road, branch located in Guwahati, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Punjab National Bank branches in Guwahati and Guwahati, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Zoo Road, Rg Baruah Road, or Guwahati to get the exact IFSC Code PUNB0190700.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Guwahati, you'll get the correct details.

How to Use IFSC Code PUNB0190700 for Online Transfers?

Once you have the IFSC Code PUNB0190700 for the Zoo Road, Rg Baruah Road, branch of Punjab National Bank in Guwahati, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0190700. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0190700.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Zoo Road, Rg Baruah Road, in Guwahati, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Zoo Road, Rg Baruah Road,, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Punjab National Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Guwahati to handle online money transfers and get their cheques cleared smoothly.