IFSC Code of Punjab National Bank, Cchest Tinsukia, Guwahati, Assam- PUNB0894200

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab National Bank for its Cchest Tinsukia branch in Dibrugarh, Guwahati, Assam, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Punjab National Bank located in Dibrugarh or anywhere in Assam can transfer funds instantly by using the correct IFSC Code PUNB0894200. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Cchest Tinsukia, Dibrugarh

Here are some of the key details that come with the IFSC Code PUNB0894200 of Punjab National Bank for its branch located in Dibrugarh, within the district of Guwahati in the state of Assam.

These details help users in online banking and for businesses and individuals who use Punjab National Bank in Dibrugarh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0894200 for the Cchest Tinsukia branch of Punjab National Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Cchest Tinsukia, Dibrugarh, Assam, are allotted a unique IFSC like PUNB0894200 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Dibrugarh.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Dibrugarh and Guwahati.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Punjab National Bank in Cchest Tinsukia reaches the right place, even though there are thousands of branches in Assam and across India.

Format of the IFSC Code PUNB0894200

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Cchest Tinsukia in Dibrugarh.

For example, the IFSC Code PUNB0894200 of Punjab National Bank for the Cchest Tinsukia branch includes these elements, identifying the bank and the branch location in Dibrugarh and Assam accurately.

How to Find IFSC Code for Punjab National Bank?

To find the IFSC Code PUNB0894200 of Punjab National Bank for its Cchest Tinsukia branch located in Dibrugarh, the following methods can help you out:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Dibrugarh and Guwahati, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Cchest Tinsukia or Dibrugarh to find the exact IFSC Code PUNB0894200.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Dibrugarh will provide accurate information.

How to Use IFSC Code PUNB0894200 for Online Transfers?

Once you have the IFSC Code PUNB0894200 for the Cchest Tinsukia branch of Punjab National Bank in Dibrugarh, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0894200. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0894200.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Cchest Tinsukia in Dibrugarh, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Cchest Tinsukia, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Punjab National Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Dibrugarh manage online transfers as well as cheque clearances with ease.