IFSC Code of Punjab National Bank, Laban Shillong, Shillong, Meghalaya — PUNB0924200

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Laban Shillong branch in East Khasi Hills, Shillong, Meghalaya, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab National Bank located in East Khasi Hills or anywhere in Meghalaya can transfer funds instantly by using the correct IFSC Code PUNB0924200. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab National Bank, Laban Shillong, East Khasi Hills

Below in the table are the key details related to IFSC Code PUNB0924200 of Punjab National Bank for its branch located in East Khasi Hills, within the district of Shillong in the state of Meghalaya.

These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab National Bank in East Khasi Hills for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0924200 for the Laban Shillong branch of Punjab National Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Laban Shillong, East Khasi Hills, Meghalaya, are allotted a unique IFSC like PUNB0924200 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in East Khasi Hills.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like East Khasi Hills and Shillong.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Punjab National Bank in Laban Shillong reaches the right place, even though there are thousands of branches in Meghalaya and across India.

Format of the IFSC Code PUNB0924200

This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Laban Shillong in East Khasi Hills.

For example, the IFSC Code PUNB0924200 of Punjab National Bank for the Laban Shillong branch includes these elements, identifying the bank and the branch location in East Khasi Hills and Meghalaya accurately.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0924200 of Punjab National Bank for its Laban Shillong branch located in East Khasi Hills, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Punjab National Bank branches in East Khasi Hills and Shillong, print them on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Laban Shillong or East Khasi Hills to get the exact IFSC Code PUNB0924200.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and East Khasi Hills, you'll get the correct details.

How to Use IFSC Code PUNB0924200 for Online Transfers?

Once you have the IFSC Code PUNB0924200 for the Laban Shillong branch of Punjab National Bank in East Khasi Hills, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0924200. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0924200.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Laban Shillong in East Khasi Hills, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Laban Shillong, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Punjab National Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in East Khasi Hills manage their online transfers and cheque clearances easily.