IFSC Code of Punjab National Bank, Jail Roadshillong, Shillong, Meghalaya — PUNB0140220

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Jail Roadshillong branch in East Khasi Hills, Shillong, Meghalaya, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab National Bank located in East Khasi Hills or anywhere in Meghalaya can transfer funds instantly by using the correct IFSC Code PUNB0140220. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab National Bank, Jail Roadshillong, East Khasi Hills

Here are the main details that are associated with the IFSC Code PUNB0140220 of Punjab National Bank for its branch located in East Khasi Hills, within the district of Shillong in the state of Meghalaya.

These details helps users in online banking and for businesses and individuals who use Punjab National Bank in East Khasi Hills for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0140220 for the Jail Roadshillong branch of Punjab National Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0140220 is given to every bank branch, including Punjab National Bank located in Jail Roadshillong, East Khasi Hills, Meghalaya, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Punjab National Bank branch in East Khasi Hills.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like East Khasi Hills and Shillong.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Meghalaya and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Jail Roadshillong doesn't end up at another location.

Format of the IFSC Code PUNB0140220

The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jail Roadshillong in East Khasi Hills.

For example, the IFSC Code PUNB0140220 of Punjab National Bank for the Jail Roadshillong branch includes these elements, identifying the bank and the branch location in East Khasi Hills and Meghalaya correctly.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0140220 of Punjab National Bank for its Jail Roadshillong branch located in East Khasi Hills, the following methods can help:

Cheque Book

The cheque books that are issued by Punjab National Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in East Khasi Hills and Shillong, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and find the branch locator section. Search for Jail Roadshillong or East Khasi Hills to get the exact IFSC Code PUNB0140220.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Punjab National Bank and East Khasi Hills that will provide accurate information.

How to Use IFSC Code PUNB0140220 for Online Transfers?

Once you have the IFSC Code PUNB0140220 for the Jail Roadshillong branch of Punjab National Bank in East Khasi Hills, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0140220. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0140220.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Jail Roadshillong in East Khasi Hills, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Jail Roadshillong, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Punjab National Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in East Khasi Hills manage online transfers as well as cheque clearances with ease.