Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Punjab National Bank for its Dehradun Tilak Road, Distt. De branch in Dehradun, Dehradun, Uttarakhand, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Punjab National Bank located in Dehradun or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code PUNB0108700. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Dehradun Tilak Road, Distt. De, Dehradun
Here are the key points that are associated with the IFSC Code PUNB0108700 of Punjab National Bank for its branch located in Dehradun, within the district of Dehradun in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0108700 |
| Branch | Dehradun Tilak Road, Distt. De |
| City | Dehradun |
| District | Dehradun |
| State | Uttarakhand |
| Address | Tilak Road, |
These details help users in online banking and for businesses and individuals who use Punjab National Bank in Dehradun for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0108700 for the Dehradun Tilak Road, Distt. De branch of Punjab National Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Dehradun Tilak Road, Distt. De, Dehradun, Uttarakhand, are allotted a unique IFSC like PUNB0108700 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Dehradun.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Dehradun and Dehradun.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Punjab National Bank in Dehradun Tilak Road, Distt. De reaches the right place, even though there are thousands of branches in Uttarakhand and across India.
Format of the IFSC Code PUNB0108700
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Dehradun Tilak Road, Distt. De in Dehradun.
For example, the IFSC Code PUNB0108700 of Punjab National Bank for the Dehradun Tilak Road, Distt. De branch has these elements, identifying the bank and the branch location in Dehradun and Uttarakhand correctly.
How to Find IFSC Code for Punjab National Bank?
If you are looking for the IFSC Code PUNB0108700 of Punjab National Bank for its Dehradun Tilak Road, Distt. De branch located in Dehradun, the following methods can help:
Cheque Book
The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Punjab National Bank branches in Dehradun and Dehradun, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Dehradun Tilak Road, Distt. De or Dehradun to get the exact IFSC Code PUNB0108700.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Dehradun, then it will provide you proper information.
How to Use IFSC Code PUNB0108700 for Online Transfers?
Once you have the IFSC Code PUNB0108700 for the Dehradun Tilak Road, Distt. De branch of Punjab National Bank in Dehradun, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0108700. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0108700.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Dehradun Tilak Road, Distt. De in Dehradun, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Dehradun Tilak Road, Distt. De, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Dehradun manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0108700.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Tilak Road, located in Dehradun, Dehradun, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.