The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Burdwan Devjani Super Market, branch in Burdwan, West Bengal, Burdwan, West Bengal, West Bengal, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Punjab National Bank located in Burdwan, West Bengal or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code PUNB0319400. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Punjab National Bank, Burdwan Devjani Super Market,, Burdwan, West Bengal
Here are the key points that are associated with the IFSC Code PUNB0319400 of Punjab National Bank for its branch located in Burdwan, West Bengal, within the district of Burdwan, West Bengal in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0319400 |
| Branch | Burdwan Devjani Super Market, |
| City | Burdwan, West Bengal |
| District | Burdwan, West Bengal |
| State | West Bengal |
| Address | Distt. Burdwan (Wb) |
These details help users in online banking and for businesses and individuals who use Punjab National Bank in Burdwan, West Bengal for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0319400 for the Burdwan Devjani Super Market, branch of Punjab National Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Burdwan Devjani Super Market,, Burdwan, West Bengal, West Bengal, are allotted a unique IFSC like PUNB0319400 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Burdwan, West Bengal.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Burdwan, West Bengal and Burdwan, West Bengal.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Punjab National Bank in Burdwan Devjani Super Market, reaches the right place, even though there are thousands of branches in West Bengal and across India.
Format of the IFSC Code PUNB0319400
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Burdwan Devjani Super Market, in Burdwan, West Bengal.
For example, the IFSC Code PUNB0319400 of Punjab National Bank for the Burdwan Devjani Super Market, branch includes these elements, identifying the bank and the branch location in Burdwan, West Bengal and West Bengal accurately.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0319400 of Punjab National Bank for its Burdwan Devjani Super Market, branch located in Burdwan, West Bengal, the following methods can help:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Punjab National Bank branches in Burdwan, West Bengal and Burdwan, West Bengal, print them on the first page of your passbook.
Bank Website
Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Burdwan Devjani Super Market, or Burdwan, West Bengal to get the exact IFSC Code PUNB0319400.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Burdwan, West Bengal, you'll get the correct details.
How to Use IFSC Code PUNB0319400 for Online Transfers?
Once you have the IFSC Code PUNB0319400 for the Burdwan Devjani Super Market, branch of Punjab National Bank in Burdwan, West Bengal, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0319400. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0319400.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Punjab National Bank Burdwan Devjani Super Market, in Burdwan, West Bengal may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Burdwan Devjani Super Market,, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Burdwan, West Bengal manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0319400.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Distt. Burdwan (Wb) located in Burdwan, West Bengal, Burdwan, West Bengal, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.