Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Punjab National Bank for its Abhirampur-Distt Burdwan branch in Barddhaman, Burdwan, West Bengal, or West Bengal, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Punjab National Bank located in Barddhaman or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code PUNB0155710. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Abhirampur-Distt Burdwan, Barddhaman
The table below shows the main details of the IFSC Code PUNB0155710 for the Punjab National Bank branch in Barddhaman, which falls under the Burdwan, West Bengal district in West Bengal.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0155710 |
| Branch | Abhirampur-Distt Burdwan |
| City | Barddhaman |
| District | Burdwan, West Bengal |
| State | West Bengal |
| Address | Vpo Abhirampur, Ground P.S. Ausgram, Disstt. 713144 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab National Bank in Barddhaman for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0155710 for the Abhirampur-Distt Burdwan branch of Punjab National Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0155710 is given to every bank branch, including Punjab National Bank located in Abhirampur-Distt Burdwan, Barddhaman, West Bengal, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Punjab National Bank branch in Barddhaman.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Barddhaman and Burdwan, West Bengal.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Abhirampur-Distt Burdwan doesn't end up at another location.
Format of the IFSC Code PUNB0155710
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Abhirampur-Distt Burdwan in Barddhaman.
For example, the IFSC Code PUNB0155710 of Punjab National Bank for the Abhirampur-Distt Burdwan branch includes these elements, identifying the bank and the branch location in Barddhaman and West Bengal accurately.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0155710 of Punjab National Bank for its Abhirampur-Distt Burdwan branch located in Barddhaman, the following methods can help:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Punjab National Bank branches in Barddhaman and Burdwan, West Bengal, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Abhirampur-Distt Burdwan or Barddhaman to get the exact IFSC Code PUNB0155710.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Barddhaman, you'll get the correct details.
How to Use IFSC Code PUNB0155710 for Online Transfers?
Once you have the IFSC Code PUNB0155710 for the Abhirampur-Distt Burdwan branch of Punjab National Bank in Barddhaman, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0155710. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0155710.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Abhirampur-Distt Burdwan in Barddhaman, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Abhirampur-Distt Burdwan, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Barddhaman to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Abhirampur-Distt Burdwan Barddhaman branch is PUNB0155710.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Vpo Abhirampur, Ground P.S. Ausgram, Disstt. 713144.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.