IFSC Code of Punjab National Bank, Beltola, Guwahati, Guwahati, Assam — PUNB0459000

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Punjab National Bank for its Beltola, Guwahati branch in Beltola, Guwahati, Guwahati, Assam, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Punjab National Bank located in Beltola, Guwahati or anywhere in Assam can transfer funds instantly by using the correct IFSC Code PUNB0459000. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Beltola, Guwahati, Beltola, Guwahati

Below in the table are the key details related to IFSC Code PUNB0459000 of Punjab National Bank for its branch located in Beltola, Guwahati, within the district of Guwahati in the state of Assam.

These details help users in online banking and for businesses and individuals who use Punjab National Bank in Beltola, Guwahati for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0459000 for the Beltola, Guwahati branch of Punjab National Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Beltola, Guwahati, Beltola, Guwahati, Assam, is provided with a unique IFSC like PUNB0459000 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Punjab National Bank branch in Beltola, Guwahati.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Beltola, Guwahati and Guwahati.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Beltola, Guwahati do not get mixed with another location.

Format of the IFSC Code PUNB0459000

This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Beltola, Guwahati in Beltola, Guwahati.

For example, the IFSC Code PUNB0459000 of Punjab National Bank for the Beltola, Guwahati branch includes these elements, identifying the bank and the branch location in Beltola, Guwahati and Assam accurately.

How to Find IFSC Code for Punjab National Bank?

If you are looking for the IFSC Code PUNB0459000 of Punjab National Bank for its Beltola, Guwahati branch located in Beltola, Guwahati, the following methods can help:

Cheque Book

The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Punjab National Bank branches in Beltola, Guwahati and Guwahati, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Beltola, Guwahati or Beltola, Guwahati to get the exact IFSC Code PUNB0459000.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Beltola, Guwahati, then it will provide you proper information.

How to Use IFSC Code PUNB0459000 for Online Transfers?

Once you have the IFSC Code PUNB0459000 for the Beltola, Guwahati branch of Punjab National Bank in Beltola, Guwahati, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0459000. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0459000.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Beltola, Guwahati in Beltola, Guwahati, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Beltola, Guwahati, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Punjab National Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Beltola, Guwahati manage online transfers as well as cheque clearances with ease.