IFSC Code of Punjab National Bank, Drm Office, Ner, Izat Nagar, Bareilly, Uttar Pradesh — PUNB0634200

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Punjab National Bank for its Drm Office, Ner, Izat Nagar branch in Bareilly, Bareilly, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Punjab National Bank located in Bareilly or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0634200. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Drm Office, Ner, Izat Nagar, Bareilly

Here are some of the key details that come with the IFSC Code PUNB0634200 of Punjab National Bank for its branch located in Bareilly, within the district of Bareilly in the state of Uttar Pradesh.

These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Bareilly for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0634200 for the Drm Office, Ner, Izat Nagar branch of Punjab National Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Drm Office, Ner, Izat Nagar, Bareilly, Uttar Pradesh, are allotted a unique IFSC like PUNB0634200 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Bareilly.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Bareilly and Bareilly.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Punjab National Bank in Drm Office, Ner, Izat Nagar reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code PUNB0634200

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Drm Office, Ner, Izat Nagar in Bareilly.

For example, the IFSC Code PUNB0634200 of Punjab National Bank for the Drm Office, Ner, Izat Nagar branch includes these elements, identifying the bank and the branch location in Bareilly and Uttar Pradesh accurately.

How to Find IFSC Code for Punjab National Bank?

If you are looking for the IFSC Code PUNB0634200 of Punjab National Bank for its Drm Office, Ner, Izat Nagar branch located in Bareilly, the following methods can help:

Cheque Book

The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Punjab National Bank branches in Bareilly and Bareilly, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Drm Office, Ner, Izat Nagar or Bareilly to get the exact IFSC Code PUNB0634200.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Bareilly, then it will provide you proper information.

How to Use IFSC Code PUNB0634200 for Online Transfers?

Once you have the IFSC Code PUNB0634200 for the Drm Office, Ner, Izat Nagar branch of Punjab National Bank in Bareilly, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0634200. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0634200.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Drm Office, Ner, Izat Nagar in Bareilly, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Drm Office, Ner, Izat Nagar, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Punjab National Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bareilly manage their online transfers and cheque clearances easily.