IFSC Code of Punjab National Bank, Faridapur Ramcharan, Bareilly, Bareilly, Uttar Pradesh — PUNB0200010

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Faridapur Ramcharan, Bareilly branch in Bareilly, Bareilly, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Bareilly or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code PUNB0200010. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Faridapur Ramcharan, Bareilly, Bareilly

Below in the table are the key details related to IFSC Code PUNB0200010 of Punjab National Bank for its branch located in Bareilly, within the district of Bareilly in the state of Uttar Pradesh.

These details help users in online banking and for businesses and individuals who use Punjab National Bank in Bareilly for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0200010 for the Faridapur Ramcharan, Bareilly branch of Punjab National Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Faridapur Ramcharan, Bareilly, Bareilly, Uttar Pradesh, is provided with a unique IFSC like PUNB0200010 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Punjab National Bank branch in Bareilly.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Bareilly and Bareilly.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Faridapur Ramcharan, Bareilly do not get mixed with another location.

Format of the IFSC Code PUNB0200010

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Faridapur Ramcharan, Bareilly in Bareilly.

For example, the IFSC Code PUNB0200010 of Punjab National Bank for the Faridapur Ramcharan, Bareilly branch has these elements, identifying the bank and the branch location in Bareilly and Uttar Pradesh correctly.

How to Find IFSC Code for Punjab National Bank?

If you are looking for the IFSC Code PUNB0200010 of Punjab National Bank for its Faridapur Ramcharan, Bareilly branch located in Bareilly, the following methods can help:

Cheque Book

The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Punjab National Bank branches in Bareilly and Bareilly, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Faridapur Ramcharan, Bareilly or Bareilly to get the exact IFSC Code PUNB0200010.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Bareilly, then it will provide you proper information.

How to Use IFSC Code PUNB0200010 for Online Transfers?

Once you have the IFSC Code PUNB0200010 for the Faridapur Ramcharan, Bareilly branch of Punjab National Bank in Bareilly, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0200010. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0200010.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Faridapur Ramcharan, Bareilly in Bareilly, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Faridapur Ramcharan, Bareilly, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Punjab National Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bareilly to handle online money transfers and get their cheques cleared smoothly.