IFSC Code of Punjab National Bank, Six Mile, Guwahati, Guwahati, Assam — PUNB0465200

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Six Mile, Guwahati branch in Assam, Guwahati, Assam, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab National Bank located in Assam or anywhere in Assam can transfer funds instantly by using the correct IFSC Code PUNB0465200. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab National Bank, Six Mile, Guwahati, Assam

Here are the main details that are associated with the IFSC Code PUNB0465200 of Punjab National Bank for its branch located in Assam, within the district of Guwahati in the state of Assam.

These details helps users in online banking and for businesses and individuals who use Punjab National Bank in Assam for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0465200 for the Six Mile, Guwahati branch of Punjab National Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Six Mile, Guwahati, Assam, Assam, is provided with a unique IFSC like PUNB0465200 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Punjab National Bank branch in Assam.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Assam and Guwahati.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Six Mile, Guwahati do not get mixed with another location.

Format of the IFSC Code PUNB0465200

This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Six Mile, Guwahati in Assam.

For example, the IFSC Code PUNB0465200 of Punjab National Bank for the Six Mile, Guwahati branch includes these elements, identifying the bank and the branch location in Assam and Assam accurately.

How to Find IFSC Code for Punjab National Bank?

If you are looking for the IFSC Code PUNB0465200 of Punjab National Bank for its Six Mile, Guwahati branch located in Assam, the following methods can help:

Cheque Book

The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Punjab National Bank branches in Assam and Guwahati, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Six Mile, Guwahati or Assam to get the exact IFSC Code PUNB0465200.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Assam, then it will provide you proper information.

How to Use IFSC Code PUNB0465200 for Online Transfers?

Once you have the IFSC Code PUNB0465200 for the Six Mile, Guwahati branch of Punjab National Bank in Assam, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0465200. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0465200.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Six Mile, Guwahati in Assam, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Six Mile, Guwahati, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Punjab National Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Assam to handle online money transfers and get their cheques cleared smoothly.