IFSC Code of Punjab National Bank, Pnb Loan Point Ram Agartala, Agartala, Assam- PUNB0805900

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Punjab National Bank for its Pnb Loan Point Ram Agartala branch in Agartala, Agartala, or Assam, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Punjab National Bank located in Agartala or anywhere in Assam can transfer funds instantly by using the correct IFSC Code PUNB0805900. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Pnb Loan Point Ram Agartala, Agartala

Below in the table are the key details related to IFSC Code PUNB0805900 of Punjab National Bank for its branch located in Agartala, within the district of Agartala in the state of Assam.

These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Agartala for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0805900 for the Pnb Loan Point Ram Agartala branch of Punjab National Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Pnb Loan Point Ram Agartala, Agartala, Assam, is provided a unique IFSC like PUNB0805900 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Punjab National Bank branch in Agartala.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Agartala and Agartala.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Pnb Loan Point Ram Agartala do not get misguided to another person.

Format of the IFSC Code PUNB0805900

The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pnb Loan Point Ram Agartala in Agartala.

For example, the IFSC Code PUNB0805900 of Punjab National Bank for the Pnb Loan Point Ram Agartala branch includes these elements, identifying the bank and the branch location in Agartala and Assam correctly.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0805900 of Punjab National Bank for its Pnb Loan Point Ram Agartala branch located in Agartala, the following methods can help:

Cheque Book

The cheque books that are issued by Punjab National Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Agartala and Agartala, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and find the branch locator section. Search for Pnb Loan Point Ram Agartala or Agartala to get the exact IFSC Code PUNB0805900.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Punjab National Bank and Agartala that will provide accurate information.

How to Use IFSC Code PUNB0805900 for Online Transfers?

Once you have the IFSC Code PUNB0805900 for the Pnb Loan Point Ram Agartala branch of Punjab National Bank in Agartala, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0805900. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0805900.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Pnb Loan Point Ram Agartala in Agartala, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Pnb Loan Point Ram Agartala, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Punjab National Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Agartala to handle online money transfers and get their cheques cleared smoothly.