There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Gbv Agartala branch in Agartala, Agartala, Tripura, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Agartala or anywhere in Tripura can easily transfer funds instantly by using the correct IFSC Code PUNB0814800. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Gbv Agartala, Agartala

Here are some of the key details that come with the IFSC Code PUNB0814800 of Punjab National Bank for its branch located in Agartala, within the district of Agartala in the state of Tripura.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0814800
Branch Gbv Agartala
City Agartala
District Agartala
State Tripura
Address Agartala Tp Agart

These details help users in online banking and for businesses and individuals who use Punjab National Bank in Agartala for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0814800 for the Gbv Agartala branch of Punjab National Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Gbv Agartala, Agartala, Tripura, is provided a unique IFSC like PUNB0814800 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Punjab National Bank branch in Agartala.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Agartala and Agartala.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tripura and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Gbv Agartala do not get misguided to another person.

Format of the IFSC Code PUNB0814800

This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Gbv Agartala in Agartala.

For example, the IFSC Code PUNB0814800 of Punjab National Bank for the Gbv Agartala branch includes these elements, identifying the bank and the branch location in Agartala and Tripura accurately.

How to Find IFSC Code for Punjab National Bank?

To find the IFSC Code PUNB0814800 of Punjab National Bank for its Gbv Agartala branch located in Agartala, the following methods can help you out:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Agartala and Agartala, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Gbv Agartala or Agartala to find the exact IFSC Code PUNB0814800.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Agartala will provide accurate information.

How to Use IFSC Code PUNB0814800 for Online Transfers?

Once you have the IFSC Code PUNB0814800 for the Gbv Agartala branch of Punjab National Bank in Agartala, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0814800. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0814800.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Gbv Agartala in Agartala, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Gbv Agartala, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Agartala manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Gbv Agartala, Agartala?

The IFSC Code is PUNB0814800.

Is the IFSC Code PUNB0814800 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Gbv Agartala?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Gbv Agartala branch?

The address of the branch is Agartala Tp Agart located in Agartala, Agartala, Tripura.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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