Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Punjab National Bank for its Currency Chest Kanchanpur branch in Agartala, Guwahati, or Tripura, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Punjab National Bank located in Agartala or anywhere in Tripura can transfer funds instantly by using the correct IFSC Code PUNB0892100. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Currency Chest Kanchanpur, Agartala
Below in the table are the key details related to IFSC Code PUNB0892100 of Punjab National Bank for its branch located in Agartala, within the district of Guwahati in the state of Tripura.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0892100 |
| Branch | Currency Chest Kanchanpur |
| City | Agartala |
| District | Guwahati |
| State | Tripura |
| Address | Po Kanchanpur Dist Tripura North Tp Kap |
These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Agartala for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0892100 for the Currency Chest Kanchanpur branch of Punjab National Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0892100 is given to every bank branch, including Punjab National Bank located in Currency Chest Kanchanpur, Agartala, Tripura, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Punjab National Bank branch in Agartala.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Agartala and Guwahati.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Tripura and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Currency Chest Kanchanpur doesn't end up at another location.
Format of the IFSC Code PUNB0892100
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Currency Chest Kanchanpur in Agartala.
For example, the IFSC Code PUNB0892100 of Punjab National Bank for the Currency Chest Kanchanpur branch has these elements, identifying the bank and the branch location in Agartala and Tripura correctly.
How to Find IFSC Code for Punjab National Bank?
To find the IFSC Code PUNB0892100 of Punjab National Bank for its Currency Chest Kanchanpur branch located in Agartala, the following methods can help you out:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Agartala and Guwahati, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Currency Chest Kanchanpur or Agartala to find the exact IFSC Code PUNB0892100.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Agartala will provide accurate information.
How to Use IFSC Code PUNB0892100 for Online Transfers?
Once you have the IFSC Code PUNB0892100 for the Currency Chest Kanchanpur branch of Punjab National Bank in Agartala, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0892100. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0892100.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Currency Chest Kanchanpur in Agartala, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Currency Chest Kanchanpur, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Agartala manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0892100.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Po Kanchanpur Dist Tripura North Tp Kap located in Agartala, Guwahati, Tripura.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.