IFSC Code of Punjab And Sind Bank, Gumaniwala, Dehradun, Uttarakhand — PSIB0021112

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Punjab And Sind Bank for its Gumaniwala branch in Dehra Dun, Dehradun, or Uttarakhand, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Punjab And Sind Bank located in Dehra Dun or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code PSIB0021112. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab And Sind Bank, Gumaniwala, Dehra Dun

The table below shows the main details of the IFSC Code PSIB0021112 for the Punjab And Sind Bank branch in Dehra Dun, which falls under the Dehradun district in Uttarakhand.

These details help users in online banking and for businesses and individuals who use Punjab And Sind Bank in Dehra Dun for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PSIB0021112 for the Gumaniwala branch of Punjab And Sind Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab And Sind Bank located in Gumaniwala, Dehra Dun, Uttarakhand, is provided a unique IFSC like PSIB0021112 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Punjab And Sind Bank branch in Dehra Dun.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Dehra Dun and Dehradun.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttarakhand and the rest of India, the IFSC Code ensures that transactions meant for Punjab And Sind Bank in Gumaniwala do not get misguided to another person.

Format of the IFSC Code PSIB0021112

The format of the IFSC Code for banks, including Punjab And Sind Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Punjab And Sind Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gumaniwala in Dehra Dun.

For example, the IFSC Code PSIB0021112 of Punjab And Sind Bank for the Gumaniwala branch includes these elements, identifying the bank and the branch location in Dehra Dun and Uttarakhand accurately.

How to Find IFSC Code for Punjab And Sind Bank?

If you are trying to find the IFSC Code PSIB0021112 of Punjab And Sind Bank for its Gumaniwala branch located in Dehra Dun, the following methods can help:

Cheque Book

The cheque book issued by Punjab And Sind Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Punjab And Sind Bank branches in Dehra Dun and Dehradun, print them on the first page of your passbook.

Bank Website

Visit the official website of Punjab And Sind Bank and navigate to the branch locator section. Search for Gumaniwala or Dehra Dun to get the exact IFSC Code PSIB0021112.

Mobile Banking App

If you use Punjab And Sind Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab And Sind Bank and Dehra Dun, you'll get the correct details.

How to Use IFSC Code PSIB0021112 for Online Transfers?

If you have the IFSC Code PSIB0021112 for the Gumaniwala branch of Punjab And Sind Bank in Dehra Dun, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PSIB0021112. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Punjab And Sind Bank IFSC Code PSIB0021112.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab And Sind Bank Gumaniwala in Dehra Dun, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab And Sind Bank in Gumaniwala, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Punjab And Sind Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Dehra Dun manage online transfers as well as cheque clearances with ease.