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IFSC Code of Punjab And Sind Bank, G R D Dehradun, Dehradun, Uttarakhand — PSIB0000814

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Punjab And Sind Bank for its G R D Dehradun branch in Dehra Dun, Dehradun, Uttarakhand, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Punjab And Sind Bank located in Dehra Dun or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code PSIB0000814. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab And Sind Bank, G R D Dehradun, Dehra Dun

Here are the main details that are associated with the IFSC Code PSIB0000814 of Punjab And Sind Bank for its branch located in Dehra Dun, within the district of Dehradun in the state of Uttarakhand.

Particulars Details
Bank Punjab And Sind Bank
IFSC Code PSIB0000814
Branch G R D Dehradun
City Dehra Dun
District Dehradun
State Uttarakhand
Address Guru Ramdass Academy, Rajpur Road, Dehradun

These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab And Sind Bank in Dehra Dun for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PSIB0000814 for the G R D Dehradun branch of Punjab And Sind Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab And Sind Bank located in G R D Dehradun, Dehra Dun, Uttarakhand, is provided with a unique IFSC like PSIB0000814 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Punjab And Sind Bank branch in Dehra Dun.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Dehra Dun and Dehradun.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttarakhand and the rest of India and the IFSC Code ensures that transactions meant for Punjab And Sind Bank in G R D Dehradun do not get mixed with another location.

Format of the IFSC Code PSIB0000814

The format of the IFSC Code for banks, including Punjab And Sind Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Punjab And Sind Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like G R D Dehradun in Dehra Dun.

For example, the IFSC Code PSIB0000814 of Punjab And Sind Bank for the G R D Dehradun branch has these elements, identifying the bank and the branch location in Dehra Dun and Uttarakhand correctly.

How to Find IFSC Code for Punjab And Sind Bank?

If you are trying to find the IFSC Code PSIB0000814 of Punjab And Sind Bank for its G R D Dehradun branch located in Dehra Dun, the following methods can help:

Cheque Book

The cheque book issued by Punjab And Sind Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Punjab And Sind Bank branches in Dehra Dun and Dehradun, print them on the first page of your passbook.

Bank Website

Visit the official website of Punjab And Sind Bank and navigate to the branch locator section. Search for G R D Dehradun or Dehra Dun to get the exact IFSC Code PSIB0000814.

Mobile Banking App

If you use Punjab And Sind Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab And Sind Bank and Dehra Dun, you'll get the correct details.

How to Use IFSC Code PSIB0000814 for Online Transfers?

Once you have the IFSC Code PSIB0000814 for the G R D Dehradun branch of Punjab And Sind Bank in Dehra Dun, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PSIB0000814. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Punjab And Sind Bank IFSC Code PSIB0000814.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab And Sind Bank G R D Dehradun in Dehra Dun, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab And Sind Bank in G R D Dehradun, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab And Sind Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Dehra Dun to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab And Sind Bank in G R D Dehradun, Dehra Dun?

The IFSC Code is PSIB0000814.

Is the IFSC Code PSIB0000814 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Punjab And Sind Bank G R D Dehradun?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the G R D Dehradun branch?

The address of the branch is Guru Ramdass Academy, Rajpur Road, Dehradun located in Dehra Dun, Dehradun, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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