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IFSC Code of Nkgsb Cooperative Bank Limited, Ghatkopar East, Greater Bombay, Maharashtra — NKGS0000084

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Nkgsb Cooperative Bank Limited for its Ghatkopar East branch in Mumbai, Greater Bombay, Maharashtra, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Nkgsb Cooperative Bank Limited situated in Mumbai or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code NKGS0000084. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Nkgsb Cooperative Bank Limited, Ghatkopar East, Mumbai

Here are some of the key details that come with the IFSC Code NKGS0000084 of Nkgsb Cooperative Bank Limited for its branch located in Mumbai, within the district of Greater Bombay in the state of Maharashtra.

Particulars Details
Bank Nkgsb Cooperative Bank Limited
IFSC Code NKGS0000084
Branch Ghatkopar East
City Mumbai
District Greater Bombay
State Maharashtra
Address Ground Floor,Jaya Apartment,R.B.Mehta Road,Ghatkopar East Mumbai 400077

These details help users in online banking and for businesses and individuals who use Nkgsb Cooperative Bank Limited in Mumbai for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code NKGS0000084 for the Ghatkopar East branch of Nkgsb Cooperative Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Nkgsb Cooperative Bank Limited located in Ghatkopar East, Mumbai, Maharashtra, is provided a unique IFSC like NKGS0000084 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Nkgsb Cooperative Bank Limited branch in Mumbai.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Mumbai and Greater Bombay.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Nkgsb Cooperative Bank Limited in Ghatkopar East do not get misguided to another person.

Format of the IFSC Code NKGS0000084

The format of the IFSC Code for banks, including Nkgsb Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Nkgsb Cooperative Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ghatkopar East in Mumbai.

For example, the IFSC Code NKGS0000084 of Nkgsb Cooperative Bank Limited for the Ghatkopar East branch has these elements, identifying the bank and the branch location in Mumbai and Maharashtra correctly.

How to Find IFSC Code for Nkgsb Cooperative Bank Limited?

To find the IFSC Code NKGS0000084 of Nkgsb Cooperative Bank Limited for its Ghatkopar East branch located in Mumbai, the following methods can help you out:

Cheque Book

The cheque book issued by Nkgsb Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Nkgsb Cooperative Bank Limited branches in Mumbai and Greater Bombay, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Nkgsb Cooperative Bank Limited and go to the branch locator section. Then search for Ghatkopar East or Mumbai to find the exact IFSC Code NKGS0000084.

Mobile Banking App

If you use Nkgsb Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Nkgsb Cooperative Bank Limited and Mumbai will provide accurate information.

How to Use IFSC Code NKGS0000084 for Online Transfers?

Once you have the IFSC Code NKGS0000084 for the Ghatkopar East branch of Nkgsb Cooperative Bank Limited in Mumbai, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code NKGS0000084. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Nkgsb Cooperative Bank Limited IFSC Code NKGS0000084.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Nkgsb Cooperative Bank Limited Ghatkopar East in Mumbai, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Nkgsb Cooperative Bank Limited in Ghatkopar East, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Nkgsb Cooperative Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Mumbai manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Nkgsb Cooperative Bank Limited Ghatkopar East Mumbai?

The IFSC Code of the Ghatkopar East Mumbai branch is NKGS0000084.

Is IFSC Code NKGS0000084 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Nkgsb Cooperative Bank Limited Ghatkopar East branch?

The branch is located at Ground Floor,Jaya Apartment,R.B.Mehta Road,Ghatkopar East Mumbai 400077.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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