Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Nkgsb Cooperative Bank Limited for its Andheri West branch in Mumbai, Greater Bombay, Maharashtra, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Nkgsb Cooperative Bank Limited located in Mumbai or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code NKGS0000094. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Nkgsb Cooperative Bank Limited, Andheri West, Mumbai
The table below shows the main details of the IFSC Code NKGS0000094 for the Nkgsb Cooperative Bank Limited branch in Mumbai, which falls under the Greater Bombay district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Nkgsb Cooperative Bank Limited |
| IFSC Code | NKGS0000094 |
| Branch | Andheri West |
| City | Mumbai |
| District | Greater Bombay |
| State | Maharashtra |
| Address | Unit No 101,Sbi Staff Pallavi Co.Op.Hsg Society,Plot No 8,Veera Desai Road,Andheri West,Mumbai 400058 |
These details help users in online banking and for businesses and individuals who use Nkgsb Cooperative Bank Limited in Mumbai for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code NKGS0000094 for the Andheri West branch of Nkgsb Cooperative Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Nkgsb Cooperative Bank Limited located in Andheri West, Mumbai, Maharashtra, are allotted a unique IFSC like NKGS0000094 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Mumbai.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Mumbai and Greater Bombay.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Nkgsb Cooperative Bank Limited in Andheri West reaches the right place, even though there are thousands of branches in Maharashtra and across India.
Format of the IFSC Code NKGS0000094
The format of the IFSC Code for banks, including Nkgsb Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Nkgsb Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Andheri West in Mumbai.
For example, the IFSC Code NKGS0000094 of Nkgsb Cooperative Bank Limited for the Andheri West branch includes these elements, identifying the bank and the branch location in Mumbai and Maharashtra accurately.
How to Find IFSC Code for Nkgsb Cooperative Bank Limited?
If you are trying to find the IFSC Code NKGS0000094 of Nkgsb Cooperative Bank Limited for its Andheri West branch located in Mumbai, the following methods can help:
Cheque Book
The cheque books that are issued by Nkgsb Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Nkgsb Cooperative Bank Limited branches in Mumbai and Greater Bombay, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Nkgsb Cooperative Bank Limited and find the branch locator section. Search for Andheri West or Mumbai to get the exact IFSC Code NKGS0000094.
Mobile Banking App
If you use Nkgsb Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Nkgsb Cooperative Bank Limited and Mumbai that will provide accurate information.
How to Use IFSC Code NKGS0000094 for Online Transfers?
Once you have the IFSC Code NKGS0000094 for the Andheri West branch of Nkgsb Cooperative Bank Limited in Mumbai, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code NKGS0000094. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Nkgsb Cooperative Bank Limited IFSC Code NKGS0000094.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Nkgsb Cooperative Bank Limited Andheri West in Mumbai, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Nkgsb Cooperative Bank Limited in Andheri West, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Nkgsb Cooperative Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Mumbai manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is NKGS0000094.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Unit No 101,Sbi Staff Pallavi Co.Op.Hsg Society,Plot No 8,Veera Desai Road,Andheri West,Mumbai 400058 located in Mumbai, Greater Bombay, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.