Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Karnataka Vikas Grameena Bank for its Uttur branch in Uttur, Bagalkot, Karnataka, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Karnataka Vikas Grameena Bank located in Uttur or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code KVGB0001510. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Karnataka Vikas Grameena Bank, Uttur, Uttur
Here are the key points that are associated with the IFSC Code KVGB0001510 of Karnataka Vikas Grameena Bank for its branch located in Uttur, within the district of Bagalkot in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Karnataka Vikas Grameena Bank |
| IFSC Code | KVGB0001510 |
| Branch | Uttur |
| City | Uttur |
| District | Bagalkot |
| State | Karnataka |
| Address | Uttur Branch ┬Á Chiniwal Buildingg, D.No.1/A, Main Road, Uttur - 587 313, Tq : Mudhol, Dist:Bagalkot.┬Á┬Á┬Á┬Á┬Á┬Á┬Á┬Á┬Á┬Á┬Á┬Á┬Á┬Á┬Á┬Á┬Á┬Á┬Á┬Á┬Á┬Á┬Á┬Á┬Á |
These details help users in online banking and for businesses and individuals who use Karnataka Vikas Grameena Bank in Uttur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KVGB0001510 for the Uttur branch of Karnataka Vikas Grameena Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Karnataka Vikas Grameena Bank located in Uttur, Uttur, Karnataka, is provided a unique IFSC like KVGB0001510 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Karnataka Vikas Grameena Bank branch in Uttur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Uttur and Bagalkot.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Karnataka Vikas Grameena Bank in Uttur do not get misguided to another person.
Format of the IFSC Code KVGB0001510
The format of the IFSC Code for banks, including Karnataka Vikas Grameena Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Karnataka Vikas Grameena Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Uttur in Uttur.
For example, the IFSC Code KVGB0001510 of Karnataka Vikas Grameena Bank for the Uttur branch includes these elements, identifying the bank and the branch location in Uttur and Karnataka accurately.
How to Find IFSC Code for Karnataka Vikas Grameena Bank?
If you are trying to find the IFSC Code KVGB0001510 of Karnataka Vikas Grameena Bank for its Uttur branch located in Uttur, the following methods can help:
Cheque Book
The cheque book issued by Karnataka Vikas Grameena Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Karnataka Vikas Grameena Bank branches in Uttur and Bagalkot, print them on the first page of your passbook.
Bank Website
Visit the official website of Karnataka Vikas Grameena Bank and navigate to the branch locator section. Search for Uttur or Uttur to get the exact IFSC Code KVGB0001510.
Mobile Banking App
If you use Karnataka Vikas Grameena Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Karnataka Vikas Grameena Bank and Uttur, you'll get the correct details.
How to Use IFSC Code KVGB0001510 for Online Transfers?
Once you have the IFSC Code KVGB0001510 for the Uttur branch of Karnataka Vikas Grameena Bank in Uttur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KVGB0001510. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Karnataka Vikas Grameena Bank IFSC Code KVGB0001510.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Karnataka Vikas Grameena Bank Uttur in Uttur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Karnataka Vikas Grameena Bank in Uttur, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Karnataka Vikas Grameena Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Uttur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Uttur Uttur branch is KVGB0001510.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Uttur Branch ┬Á Chiniwal Buildingg, D.No.1/A, Main Road, Uttur - 587 313, Tq : Mudhol, Dist:Bagalkot.┬Á┬Á┬Á┬Á┬Á┬Á┬Á┬Á┬Á┬Á┬Á┬Á┬Á┬Á┬Á┬Á┬Á┬Á┬Á┬Á┬Á┬Á┬Á┬Á┬Á.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
