Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Karnataka Vikas Grameena Bank for its Chichakhandi Kd branch in Chinchkhandi(K D), Bagalkot, Karnataka, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Karnataka Vikas Grameena Bank located in Chinchkhandi(K D) or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code KVGB0001502. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Karnataka Vikas Grameena Bank, Chichakhandi Kd, Chinchkhandi(K D)

Here are some of the key details that come with the IFSC Code KVGB0001502 of Karnataka Vikas Grameena Bank for its branch located in Chinchkhandi(K D), within the district of Bagalkot in the state of Karnataka.

Particulars Details
Bank Karnataka Vikas Grameena Bank
IFSC Code KVGB0001502
Branch Chichakhandi Kd
City Chinchkhandi(K D)
District Bagalkot
State Karnataka
Address Chinchakhandi K.D. Branch B.S.Hunshi Bldg,┬Á Chinchakhandi K.D.- 587 313, Tq : Mudhol. Dist : Bagalkot.

These details are crucial, not just for online banking users but also for businesses and individuals who use Karnataka Vikas Grameena Bank in Chinchkhandi(K D) for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KVGB0001502 for the Chichakhandi Kd branch of Karnataka Vikas Grameena Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Karnataka Vikas Grameena Bank located in Chichakhandi Kd, Chinchkhandi(K D), Karnataka, are allotted a unique IFSC like KVGB0001502 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Chinchkhandi(K D).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Chinchkhandi(K D) and Bagalkot.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Karnataka Vikas Grameena Bank in Chichakhandi Kd reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code KVGB0001502

The format of the IFSC Code for banks, including Karnataka Vikas Grameena Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Karnataka Vikas Grameena Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chichakhandi Kd in Chinchkhandi(K D).

For example, the IFSC Code KVGB0001502 of Karnataka Vikas Grameena Bank for the Chichakhandi Kd branch includes these elements, identifying the bank and the branch location in Chinchkhandi(K D) and Karnataka accurately.

How to Find IFSC Code for Karnataka Vikas Grameena Bank?

If you are trying to find the IFSC Code KVGB0001502 of Karnataka Vikas Grameena Bank for its Chichakhandi Kd branch located in Chinchkhandi(K D), the following methods can help:

Cheque Book

The cheque book issued by Karnataka Vikas Grameena Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Karnataka Vikas Grameena Bank branches in Chinchkhandi(K D) and Bagalkot, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Karnataka Vikas Grameena Bank and navigate to the branch locator section. Search for Chichakhandi Kd or Chinchkhandi(K D) to get the exact IFSC Code KVGB0001502.

Mobile Banking App

If you use Karnataka Vikas Grameena Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Karnataka Vikas Grameena Bank and Chinchkhandi(K D), you'll get the correct details.

How to Use IFSC Code KVGB0001502 for Online Transfers?

If you have the IFSC Code KVGB0001502 for the Chichakhandi Kd branch of Karnataka Vikas Grameena Bank in Chinchkhandi(K D), you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KVGB0001502. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Karnataka Vikas Grameena Bank IFSC Code KVGB0001502.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Karnataka Vikas Grameena Bank Chichakhandi Kd in Chinchkhandi(K D), it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Karnataka Vikas Grameena Bank in Chichakhandi Kd, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Karnataka Vikas Grameena Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Chinchkhandi(K D) manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karnataka Vikas Grameena Bank in Chichakhandi Kd, Chinchkhandi(K D)?

The IFSC Code is KVGB0001502.

Is the IFSC Code KVGB0001502 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Karnataka Vikas Grameena Bank Chichakhandi Kd?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Chichakhandi Kd branch?

The address of the branch is Chinchakhandi K.D. Branch B.S.Hunshi Bldg,┬Á Chinchakhandi K.D.- 587 313, Tq : Mudhol. Dist : Bagalkot. located in Chinchkhandi(K D), Bagalkot, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

Nearby KARNATAKA VIKAS GRAMEENA BANK Branches

Back to Top