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IFSC Code of Karnataka Gramin Bank, Ronur, Kolar, Karnataka — PKGB0010789

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Karnataka Gramin Bank for its Ronur branch in Srinivaspura, Kolar, Karnataka, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Karnataka Gramin Bank situated in Srinivaspura or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code PKGB0010789. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Karnataka Gramin Bank, Ronur, Srinivaspura

Here are the key points that are associated with the IFSC Code PKGB0010789 of Karnataka Gramin Bank for its branch located in Srinivaspura, within the district of Kolar in the state of Karnataka.

Particulars Details
Bank Karnataka Gramin Bank
IFSC Code PKGB0010789
Branch Ronur
City Srinivaspura
District Kolar
State Karnataka
Address The Manager, Pragathi Krishna Gramin Bank, Ronur Branch, Srinivasapura Taluk, Kolar District, Pin563 135

These details are essential not only for online banking users but also for businesses and individuals who use Karnataka Gramin Bank in Srinivaspura for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PKGB0010789 for the Ronur branch of Karnataka Gramin Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Karnataka Gramin Bank located in Ronur, Srinivaspura, Karnataka, is provided a unique IFSC like PKGB0010789 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Karnataka Gramin Bank branch in Srinivaspura.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Srinivaspura and Kolar.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Karnataka Gramin Bank in Ronur do not get misguided to another person.

Format of the IFSC Code PKGB0010789

The format of the IFSC Code for banks, including Karnataka Gramin Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Karnataka Gramin Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ronur in Srinivaspura.

For example, the IFSC Code PKGB0010789 of Karnataka Gramin Bank for the Ronur branch includes these elements, identifying the bank and the branch location in Srinivaspura and Karnataka accurately.

How to Find IFSC Code for Karnataka Gramin Bank?

To find the IFSC Code PKGB0010789 of Karnataka Gramin Bank for its Ronur branch located in Srinivaspura, the following methods can help you out:

Cheque Book

The cheque book issued by Karnataka Gramin Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Karnataka Gramin Bank branches in Srinivaspura and Kolar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Karnataka Gramin Bank and go to the branch locator section. Then search for Ronur or Srinivaspura to find the exact IFSC Code PKGB0010789.

Mobile Banking App

If you use Karnataka Gramin Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Karnataka Gramin Bank and Srinivaspura will provide accurate information.

How to Use IFSC Code PKGB0010789 for Online Transfers?

Once you have the IFSC Code PKGB0010789 for the Ronur branch of Karnataka Gramin Bank in Srinivaspura, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PKGB0010789. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Karnataka Gramin Bank IFSC Code PKGB0010789.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Karnataka Gramin Bank Ronur in Srinivaspura, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karnataka Gramin Bank in Ronur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Karnataka Gramin Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Srinivaspura manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karnataka Gramin Bank Ronur Srinivaspura?

The IFSC Code of the Ronur Srinivaspura branch is PKGB0010789.

Is IFSC Code PKGB0010789 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Karnataka Gramin Bank Ronur branch?

The branch is located at The Manager, Pragathi Krishna Gramin Bank, Ronur Branch, Srinivasapura Taluk, Kolar District, Pin563 135.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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