Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Karnataka Gramin Bank for its Dalasanur branch in Srinivaspura, Kolar, Karnataka, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Karnataka Gramin Bank located in Srinivaspura or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code PKGB0010588. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Karnataka Gramin Bank, Dalasanur, Srinivaspura

Here are the main details that are associated with the IFSC Code PKGB0010588 of Karnataka Gramin Bank for its branch located in Srinivaspura, within the district of Kolar in the state of Karnataka.

Particulars Details
Bank Karnataka Gramin Bank
IFSC Code PKGB0010588
Branch Dalasanur
City Srinivaspura
District Kolar
State Karnataka
Address The Manager, Pragathi Krishna Gramin Bank, Dalasanur Branch, Srinivasapura Taluk, Kolar District, Pin - 563 126

These details help users in online banking and for businesses and individuals who use Karnataka Gramin Bank in Srinivaspura for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PKGB0010588 for the Dalasanur branch of Karnataka Gramin Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Karnataka Gramin Bank located in Dalasanur, Srinivaspura, Karnataka, are given a unique IFSC like PKGB0010588 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Srinivaspura.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Srinivaspura and Kolar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Karnataka Gramin Bank in Dalasanur goes to the correct branch. This is important because Karnataka Gramin Bank has thousands of branches in Karnataka and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code PKGB0010588

The format of the IFSC Code for banks, including Karnataka Gramin Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Karnataka Gramin Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Dalasanur in Srinivaspura.

For example, the IFSC Code PKGB0010588 of Karnataka Gramin Bank for the Dalasanur branch has these elements, identifying the bank and the branch location in Srinivaspura and Karnataka correctly.

How to Find IFSC Code for Karnataka Gramin Bank?

If you are looking for the IFSC Code PKGB0010588 of Karnataka Gramin Bank for its Dalasanur branch located in Srinivaspura, the following methods can help:

Cheque Book

The cheque book that is issued by Karnataka Gramin Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Karnataka Gramin Bank branches in Srinivaspura and Kolar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Karnataka Gramin Bank and look for the branch locator section, then search for Dalasanur or Srinivaspura to get the exact IFSC Code PKGB0010588.

Mobile Banking App

If you use Karnataka Gramin Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Karnataka Gramin Bank and Srinivaspura, then it will provide you proper information.

How to Use IFSC Code PKGB0010588 for Online Transfers?

If you have the IFSC Code PKGB0010588 for the Dalasanur branch of Karnataka Gramin Bank in Srinivaspura, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PKGB0010588. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Karnataka Gramin Bank IFSC Code PKGB0010588.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Karnataka Gramin Bank Dalasanur in Srinivaspura, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Karnataka Gramin Bank in Dalasanur, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Karnataka Gramin Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Srinivaspura manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karnataka Gramin Bank in Dalasanur, Srinivaspura?

The IFSC Code is PKGB0010588.

Is the IFSC Code PKGB0010588 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Karnataka Gramin Bank Dalasanur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Dalasanur branch?

The address of the branch is The Manager, Pragathi Krishna Gramin Bank, Dalasanur Branch, Srinivasapura Taluk, Kolar District, Pin - 563 126 located in Srinivaspura, Kolar, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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