IFSC Code of Karnataka Gramin Bank, Surahaonne, Davangere, Karnataka — PKGB0010945

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Karnataka Gramin Bank for its Surahaonne branch in Honnali, Davangere, Karnataka, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Karnataka Gramin Bank situated in Honnali or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code PKGB0010945. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Karnataka Gramin Bank, Surahaonne, Honnali

Below in the table are the key details related to IFSC Code PKGB0010945 of Karnataka Gramin Bank for its branch located in Honnali, within the district of Davangere in the state of Karnataka.

These details are crucial, not just for online banking users but also for businesses and individuals who use Karnataka Gramin Bank in Honnali for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PKGB0010945 for the Surahaonne branch of Karnataka Gramin Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Karnataka Gramin Bank located in Surahaonne, Honnali, Karnataka, are allotted a unique IFSC like PKGB0010945 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Honnali.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Honnali and Davangere.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Karnataka Gramin Bank in Surahaonne reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code PKGB0010945

The format of the IFSC Code for banks, including Karnataka Gramin Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Karnataka Gramin Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Surahaonne in Honnali.

For example, the IFSC Code PKGB0010945 of Karnataka Gramin Bank for the Surahaonne branch includes these elements, identifying the bank and the branch location in Honnali and Karnataka correctly.

How to Find IFSC Code for Karnataka Gramin Bank?

If you are trying to find the IFSC Code PKGB0010945 of Karnataka Gramin Bank for its Surahaonne branch located in Honnali, the following methods can help:

Cheque Book

The cheque book issued by Karnataka Gramin Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Karnataka Gramin Bank branches in Honnali and Davangere, print them on the first page of your passbook.

Bank Website

Visit the official website of Karnataka Gramin Bank and navigate to the branch locator section. Search for Surahaonne or Honnali to get the exact IFSC Code PKGB0010945.

Mobile Banking App

If you use Karnataka Gramin Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Karnataka Gramin Bank and Honnali, you'll get the correct details.

How to Use IFSC Code PKGB0010945 for Online Transfers?

Once you have the IFSC Code PKGB0010945 for the Surahaonne branch of Karnataka Gramin Bank in Honnali, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PKGB0010945. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Karnataka Gramin Bank IFSC Code PKGB0010945.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Karnataka Gramin Bank Surahaonne in Honnali, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Karnataka Gramin Bank in Surahaonne, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Karnataka Gramin Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Honnali manage online transfers as well as cheque clearances with ease.