IFSC Code of Karnataka Gramin Bank, Devarabelakere, Davangere, Karnataka- PKGB0010585

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Karnataka Gramin Bank for its Devarabelakere branch in Harihara, Davangere, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Karnataka Gramin Bank located in Harihara or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code PKGB0010585. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Karnataka Gramin Bank, Devarabelakere, Harihara

Below in the table are the key details related to IFSC Code PKGB0010585 of Karnataka Gramin Bank for its branch located in Harihara, within the district of Davangere in the state of Karnataka.

These details are crucial, not just for online banking users but also for businesses and individuals who use Karnataka Gramin Bank in Harihara for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PKGB0010585 for the Devarabelakere branch of Karnataka Gramin Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Karnataka Gramin Bank located in Devarabelakere, Harihara, Karnataka, is provided with a unique IFSC like PKGB0010585 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Karnataka Gramin Bank branch in Harihara.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Harihara and Davangere.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Karnataka and the rest of India and the IFSC Code ensures that transactions meant for Karnataka Gramin Bank in Devarabelakere do not get mixed with another location.

Format of the IFSC Code PKGB0010585

The format of the IFSC Code for banks, including Karnataka Gramin Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Karnataka Gramin Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Devarabelakere in Harihara.

For example, the IFSC Code PKGB0010585 of Karnataka Gramin Bank for the Devarabelakere branch has these elements, identifying the bank and the branch location in Harihara and Karnataka correctly.

How to Find IFSC Code for Karnataka Gramin Bank?

If you are trying to find the IFSC Code PKGB0010585 of Karnataka Gramin Bank for its Devarabelakere branch located in Harihara, the following methods can help:

Cheque Book

The cheque book issued by Karnataka Gramin Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Karnataka Gramin Bank branches in Harihara and Davangere, print them on the first page of your passbook.

Bank Website

Visit the official website of Karnataka Gramin Bank and navigate to the branch locator section. Search for Devarabelakere or Harihara to get the exact IFSC Code PKGB0010585.

Mobile Banking App

If you use Karnataka Gramin Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Karnataka Gramin Bank and Harihara, you'll get the correct details.

How to Use IFSC Code PKGB0010585 for Online Transfers?

If you have the IFSC Code PKGB0010585 for the Devarabelakere branch of Karnataka Gramin Bank in Harihara, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PKGB0010585. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Karnataka Gramin Bank IFSC Code PKGB0010585.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Karnataka Gramin Bank Devarabelakere in Harihara, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karnataka Gramin Bank in Devarabelakere, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Karnataka Gramin Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Harihara manage online transfers as well as cheque clearances with ease.