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IFSC Code of Karnataka Gramin Bank, Antharasanthe, Mysore, Karnataka — PKGB0012007

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Karnataka Gramin Bank for its Antharasanthe branch in Heggadadevanakote, Mysore, or Karnataka, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Karnataka Gramin Bank located in Heggadadevanakote or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code PKGB0012007. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Karnataka Gramin Bank, Antharasanthe, Heggadadevanakote

Here are some of the key details that come with the IFSC Code PKGB0012007 of Karnataka Gramin Bank for its branch located in Heggadadevanakote, within the district of Mysore in the state of Karnataka.

Particulars Details
Bank Karnataka Gramin Bank
IFSC Code PKGB0012007
Branch Antharasanthe
City Heggadadevanakote
District Mysore
State Karnataka
Address Antharasanthe,H D Kote Taluk,Mysuru District

These details are important not only for users using online banking but also for businesses and individuals who use Karnataka Gramin Bank in Heggadadevanakote for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PKGB0012007 for the Antharasanthe branch of Karnataka Gramin Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Karnataka Gramin Bank located in Antharasanthe, Heggadadevanakote, Karnataka, are given a unique IFSC like PKGB0012007 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Heggadadevanakote.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Heggadadevanakote and Mysore.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Karnataka Gramin Bank in Antharasanthe goes to the correct branch. This is important because Karnataka Gramin Bank has thousands of branches in Karnataka and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code PKGB0012007

The format of the IFSC Code for banks, including Karnataka Gramin Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Karnataka Gramin Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Antharasanthe in Heggadadevanakote.

For example, the IFSC Code PKGB0012007 of Karnataka Gramin Bank for the Antharasanthe branch includes these elements, identifying the bank and the branch location in Heggadadevanakote and Karnataka accurately.

How to Find IFSC Code for Karnataka Gramin Bank?

If you are trying to find the IFSC Code PKGB0012007 of Karnataka Gramin Bank for its Antharasanthe branch located in Heggadadevanakote, the following methods can help:

Cheque Book

The cheque book issued by Karnataka Gramin Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Karnataka Gramin Bank branches in Heggadadevanakote and Mysore, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Karnataka Gramin Bank and navigate to the branch locator section. Search for Antharasanthe or Heggadadevanakote to get the exact IFSC Code PKGB0012007.

Mobile Banking App

If you use Karnataka Gramin Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Karnataka Gramin Bank and Heggadadevanakote, you'll get the correct details.

How to Use IFSC Code PKGB0012007 for Online Transfers?

Once you have the IFSC Code PKGB0012007 for the Antharasanthe branch of Karnataka Gramin Bank in Heggadadevanakote, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PKGB0012007. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Karnataka Gramin Bank IFSC Code PKGB0012007.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Karnataka Gramin Bank Antharasanthe in Heggadadevanakote, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Karnataka Gramin Bank in Antharasanthe, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Karnataka Gramin Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Heggadadevanakote manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karnataka Gramin Bank in Antharasanthe, Heggadadevanakote?

The IFSC Code is PKGB0012007.

Is the IFSC Code PKGB0012007 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Karnataka Gramin Bank Antharasanthe?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Antharasanthe branch?

The address of the branch is Antharasanthe,H D Kote Taluk,Mysuru District located in Heggadadevanakote, Mysore, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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