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IFSC Code of Karnataka Gramin Bank, Deveerammanahally, Mysore, Karnataka — PKGB0012444

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Karnataka Gramin Bank for its Deveerammanahally branch in Nanjanagudu, Mysore, Karnataka, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Karnataka Gramin Bank located in Nanjanagudu or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code PKGB0012444. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Karnataka Gramin Bank, Deveerammanahally, Nanjanagudu

Here are the key points that are associated with the IFSC Code PKGB0012444 of Karnataka Gramin Bank for its branch located in Nanjanagudu, within the district of Mysore in the state of Karnataka.

Particulars Details
Bank Karnataka Gramin Bank
IFSC Code PKGB0012444
Branch Deveerammanahally
City Nanjanagudu
District Mysore
State Karnataka
Address Deveerammanahally Nanjangud Taluk Mysuru District

These details are crucial, not just for online banking users but also for businesses and individuals who use Karnataka Gramin Bank in Nanjanagudu for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PKGB0012444 for the Deveerammanahally branch of Karnataka Gramin Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Karnataka Gramin Bank located in Deveerammanahally, Nanjanagudu, Karnataka, are allotted a unique IFSC like PKGB0012444 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Nanjanagudu.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Nanjanagudu and Mysore.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Karnataka Gramin Bank in Deveerammanahally reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code PKGB0012444

This is the format of the IFSC Code for banks, including Karnataka Gramin Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Karnataka Gramin Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Deveerammanahally in Nanjanagudu.

For example, the IFSC Code PKGB0012444 of Karnataka Gramin Bank for the Deveerammanahally branch includes these elements, identifying the bank and the branch location in Nanjanagudu and Karnataka accurately.

How to Find IFSC Code for Karnataka Gramin Bank?

To find the IFSC Code PKGB0012444 of Karnataka Gramin Bank for its Deveerammanahally branch located in Nanjanagudu, the following methods can help you out:

Cheque Book

The cheque book issued by Karnataka Gramin Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Karnataka Gramin Bank branches in Nanjanagudu and Mysore, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Karnataka Gramin Bank and go to the branch locator section. Then search for Deveerammanahally or Nanjanagudu to find the exact IFSC Code PKGB0012444.

Mobile Banking App

If you use Karnataka Gramin Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Karnataka Gramin Bank and Nanjanagudu will provide accurate information.

How to Use IFSC Code PKGB0012444 for Online Transfers?

Once you have the IFSC Code PKGB0012444 for the Deveerammanahally branch of Karnataka Gramin Bank in Nanjanagudu, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PKGB0012444. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Karnataka Gramin Bank IFSC Code PKGB0012444.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Karnataka Gramin Bank Deveerammanahally in Nanjanagudu, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Karnataka Gramin Bank in Deveerammanahally, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Karnataka Gramin Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Nanjanagudu manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karnataka Gramin Bank in Deveerammanahally, Nanjanagudu?

The IFSC Code is PKGB0012444.

Is the IFSC Code PKGB0012444 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Karnataka Gramin Bank Deveerammanahally?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Deveerammanahally branch?

The address of the branch is Deveerammanahally Nanjangud Taluk Mysuru District located in Nanjanagudu, Mysore, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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