IFSC Code of Kalyan Janata Sahakari Bank, Sai Baba Mandir, Ulhasnagar, Thane — KJSB0KUB253

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Kalyan Janata Sahakari Bank for its Sai Baba Mandir branch in Ulhasnagar, Ulhasnagar, or Thane, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Kalyan Janata Sahakari Bank located in Ulhasnagar or anywhere in Thane can transfer funds instantly by using the correct IFSC Code KJSB0KUB253. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Kalyan Janata Sahakari Bank, Sai Baba Mandir, Ulhasnagar

Here are the main details that are associated with the IFSC Code KJSB0KUB253 of Kalyan Janata Sahakari Bank for its branch located in Ulhasnagar, within the district of Ulhasnagar in the state of Thane.

These details help users in online banking and for businesses and individuals who use Kalyan Janata Sahakari Bank in Ulhasnagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KJSB0KUB253 for the Sai Baba Mandir branch of Kalyan Janata Sahakari Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like KJSB0KUB253 is given to every bank branch, including Kalyan Janata Sahakari Bank located in Sai Baba Mandir, Ulhasnagar, Thane, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Kalyan Janata Sahakari Bank branch in Ulhasnagar.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Ulhasnagar and Ulhasnagar.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Thane and the rest of India, which is why the IFSC Code ensures that transactions meant for Kalyan Janata Sahakari Bank in Sai Baba Mandir doesn't end up at another location.

Format of the IFSC Code KJSB0KUB253

This is the format of the IFSC Code for banks, including Kalyan Janata Sahakari Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Kalyan Janata Sahakari Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Sai Baba Mandir in Ulhasnagar.

For example, the IFSC Code KJSB0KUB253 of Kalyan Janata Sahakari Bank for the Sai Baba Mandir branch includes these elements, identifying the bank and the branch location in Ulhasnagar and Thane accurately.

How to Find IFSC Code for Kalyan Janata Sahakari Bank?

If you are looking for the IFSC Code KJSB0KUB253 of Kalyan Janata Sahakari Bank for its Sai Baba Mandir branch located in Ulhasnagar, the following methods can help:

Cheque Book

The cheque book that is issued by Kalyan Janata Sahakari Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Kalyan Janata Sahakari Bank branches in Ulhasnagar and Ulhasnagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Kalyan Janata Sahakari Bank and look for the branch locator section, then search for Sai Baba Mandir or Ulhasnagar to get the exact IFSC Code KJSB0KUB253.

Mobile Banking App

If you use Kalyan Janata Sahakari Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Kalyan Janata Sahakari Bank and Ulhasnagar, then it will provide you proper information.

How to Use IFSC Code KJSB0KUB253 for Online Transfers?

Once you have the IFSC Code KJSB0KUB253 for the Sai Baba Mandir branch of Kalyan Janata Sahakari Bank in Ulhasnagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KJSB0KUB253. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Kalyan Janata Sahakari Bank IFSC Code KJSB0KUB253.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Kalyan Janata Sahakari Bank Sai Baba Mandir in Ulhasnagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kalyan Janata Sahakari Bank in Sai Baba Mandir, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Kalyan Janata Sahakari Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Ulhasnagar manage online transfers as well as cheque clearances with ease.