IFSC Code of Kalyan Janata Sahakari Bank, Maharashra Mitra, Ulhasnagar, Thane — KJSB0000014

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Kalyan Janata Sahakari Bank for its Maharashra Mitra branch in Ulhasnagar, Ulhasnagar, or Thane, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Kalyan Janata Sahakari Bank located in Ulhasnagar or anywhere in Thane can transfer funds instantly by using the correct IFSC Code KJSB0000014. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Kalyan Janata Sahakari Bank, Maharashra Mitra, Ulhasnagar

Below in the table are the key details related to IFSC Code KJSB0000014 of Kalyan Janata Sahakari Bank for its branch located in Ulhasnagar, within the district of Ulhasnagar in the state of Thane.

These details helps users in online banking and for businesses and individuals who use Kalyan Janata Sahakari Bank in Ulhasnagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KJSB0000014 for the Maharashra Mitra branch of Kalyan Janata Sahakari Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Kalyan Janata Sahakari Bank located in Maharashra Mitra, Ulhasnagar, Thane, are given a unique IFSC like KJSB0000014 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Ulhasnagar.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Ulhasnagar and Ulhasnagar.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Kalyan Janata Sahakari Bank in Maharashra Mitra goes to the correct branch. This is important because Kalyan Janata Sahakari Bank has thousands of branches in Thane and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code KJSB0000014

This is the format of the IFSC Code for banks, including Kalyan Janata Sahakari Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Kalyan Janata Sahakari Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Maharashra Mitra in Ulhasnagar.

For example, the IFSC Code KJSB0000014 of Kalyan Janata Sahakari Bank for the Maharashra Mitra branch includes these elements, identifying the bank and the branch location in Ulhasnagar and Thane accurately.

How to Find IFSC Code for Kalyan Janata Sahakari Bank?

If you are trying to find the IFSC Code KJSB0000014 of Kalyan Janata Sahakari Bank for its Maharashra Mitra branch located in Ulhasnagar, the following methods can help:

Cheque Book

The cheque book issued by Kalyan Janata Sahakari Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Kalyan Janata Sahakari Bank branches in Ulhasnagar and Ulhasnagar, print them on the first page of your passbook.

Bank Website

Visit the official website of Kalyan Janata Sahakari Bank and navigate to the branch locator section. Search for Maharashra Mitra or Ulhasnagar to get the exact IFSC Code KJSB0000014.

Mobile Banking App

If you use Kalyan Janata Sahakari Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Kalyan Janata Sahakari Bank and Ulhasnagar, you'll get the correct details.

How to Use IFSC Code KJSB0000014 for Online Transfers?

Once you have the IFSC Code KJSB0000014 for the Maharashra Mitra branch of Kalyan Janata Sahakari Bank in Ulhasnagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KJSB0000014. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Kalyan Janata Sahakari Bank IFSC Code KJSB0000014.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Kalyan Janata Sahakari Bank Maharashra Mitra in Ulhasnagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Kalyan Janata Sahakari Bank in Maharashra Mitra, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Kalyan Janata Sahakari Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Ulhasnagar manage online transfers as well as cheque clearances with ease.