There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Kalyan Janata Sahakari Bank for its Rajashree Plaza branch in Thane, Thane, Thane, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Kalyan Janata Sahakari Bank situated in Thane or anywhere in Thane can easily transfer funds instantly by using the correct IFSC Code KJSB0000025. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Kalyan Janata Sahakari Bank, Rajashree Plaza, Thane
Below in the table are the key details related to IFSC Code KJSB0000025 of Kalyan Janata Sahakari Bank for its branch located in Thane, within the district of Thane in the state of Thane.
| Particulars | Details |
|---|---|
| Bank | Kalyan Janata Sahakari Bank |
| IFSC Code | KJSB0000025 |
| Branch | Rajashree Plaza |
| City | Thane |
| District | Thane |
| State | Thane |
| Address | Shop No.1,Ground Floor, Rajashree Plaza ,Lbs Road, Panchpakhadi, Thane (W) 400602 |
These details help users in online banking and for businesses and individuals who use Kalyan Janata Sahakari Bank in Thane for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KJSB0000025 for the Rajashree Plaza branch of Kalyan Janata Sahakari Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Kalyan Janata Sahakari Bank located in Rajashree Plaza, Thane, Thane, is provided with a unique IFSC like KJSB0000025 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Kalyan Janata Sahakari Bank branch in Thane.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Thane and Thane.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Thane and the rest of India and the IFSC Code ensures that transactions meant for Kalyan Janata Sahakari Bank in Rajashree Plaza do not get mixed with another location.
Format of the IFSC Code KJSB0000025
The format of the IFSC Code for banks, including Kalyan Janata Sahakari Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Kalyan Janata Sahakari Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rajashree Plaza in Thane.
For example, the IFSC Code KJSB0000025 of Kalyan Janata Sahakari Bank for the Rajashree Plaza branch includes these elements, identifying the bank and the branch location in Thane and Thane accurately.
How to Find IFSC Code for Kalyan Janata Sahakari Bank?
If you are trying to find the IFSC Code KJSB0000025 of Kalyan Janata Sahakari Bank for its Rajashree Plaza branch located in Thane, the following methods can help:
Cheque Book
The cheque books that are issued by Kalyan Janata Sahakari Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Kalyan Janata Sahakari Bank branches in Thane and Thane, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Kalyan Janata Sahakari Bank and find the branch locator section. Search for Rajashree Plaza or Thane to get the exact IFSC Code KJSB0000025.
Mobile Banking App
If you use Kalyan Janata Sahakari Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Kalyan Janata Sahakari Bank and Thane that will provide accurate information.
How to Use IFSC Code KJSB0000025 for Online Transfers?
Once you have the IFSC Code KJSB0000025 for the Rajashree Plaza branch of Kalyan Janata Sahakari Bank in Thane, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KJSB0000025. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Kalyan Janata Sahakari Bank IFSC Code KJSB0000025.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Kalyan Janata Sahakari Bank Rajashree Plaza in Thane, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kalyan Janata Sahakari Bank in Rajashree Plaza, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Kalyan Janata Sahakari Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Thane to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is KJSB0000025.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Shop No.1,Ground Floor, Rajashree Plaza ,Lbs Road, Panchpakhadi, Thane (W) 400602 located in Thane, Thane, Thane.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.