IFSC Code of Kalyan Janata Sahakari Bank, Bhakti Mandir Road, Thane, Thane — KJSB0000016

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Kalyan Janata Sahakari Bank for its Bhakti Mandir Road branch in Thane, Thane, Thane, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Kalyan Janata Sahakari Bank located in Thane or anywhere in Thane can transfer funds instantly by using the correct IFSC Code KJSB0000016. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Kalyan Janata Sahakari Bank, Bhakti Mandir Road, Thane

The table below shows the main details of the IFSC Code KJSB0000016 for the Kalyan Janata Sahakari Bank branch in Thane, which falls under the Thane district in Thane.

These details are crucial, not just for online banking users but also for businesses and individuals who use Kalyan Janata Sahakari Bank in Thane for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KJSB0000016 for the Bhakti Mandir Road branch of Kalyan Janata Sahakari Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Kalyan Janata Sahakari Bank located in Bhakti Mandir Road, Thane, Thane, is provided a unique IFSC like KJSB0000016 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Kalyan Janata Sahakari Bank branch in Thane.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Thane and Thane.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Thane and the rest of India, the IFSC Code ensures that transactions meant for Kalyan Janata Sahakari Bank in Bhakti Mandir Road do not get misguided to another person.

Format of the IFSC Code KJSB0000016

The format of the IFSC Code for banks, including Kalyan Janata Sahakari Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Kalyan Janata Sahakari Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhakti Mandir Road in Thane.

For example, the IFSC Code KJSB0000016 of Kalyan Janata Sahakari Bank for the Bhakti Mandir Road branch includes these elements, identifying the bank and the branch location in Thane and Thane accurately.

How to Find IFSC Code for Kalyan Janata Sahakari Bank?

To find the IFSC Code KJSB0000016 of Kalyan Janata Sahakari Bank for its Bhakti Mandir Road branch located in Thane, the following methods can help you out:

Cheque Book

The cheque book issued by Kalyan Janata Sahakari Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Kalyan Janata Sahakari Bank branches in Thane and Thane, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Kalyan Janata Sahakari Bank and go to the branch locator section. Then search for Bhakti Mandir Road or Thane to find the exact IFSC Code KJSB0000016.

Mobile Banking App

If you use Kalyan Janata Sahakari Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Kalyan Janata Sahakari Bank and Thane will provide accurate information.

How to Use IFSC Code KJSB0000016 for Online Transfers?

Once you have the IFSC Code KJSB0000016 for the Bhakti Mandir Road branch of Kalyan Janata Sahakari Bank in Thane, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KJSB0000016. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Kalyan Janata Sahakari Bank IFSC Code KJSB0000016.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Kalyan Janata Sahakari Bank Bhakti Mandir Road in Thane, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Kalyan Janata Sahakari Bank in Bhakti Mandir Road, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Kalyan Janata Sahakari Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Thane manage their online transfers and cheque clearances easily.