Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Kalyan Janata Sahakari Bank for its Murbad Road branch in Kalyan, Kalyan, Thane, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Kalyan Janata Sahakari Bank located in Kalyan or anywhere in Thane can transfer funds instantly by using the correct IFSC Code KJSB0000006. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Kalyan Janata Sahakari Bank, Murbad Road, Kalyan
The table below shows the main details of the IFSC Code KJSB0000006 for the Kalyan Janata Sahakari Bank branch in Kalyan, which falls under the Kalyan district in Thane.
| Particulars | Details |
|---|---|
| Bank | Kalyan Janata Sahakari Bank |
| IFSC Code | KJSB0000006 |
| Branch | Murbad Road |
| City | Kalyan |
| District | Kalyan |
| State | Thane |
| Address | Yakub Manzil Syndicate Murbad Road Kalyan(W)421301 |
These details are important not only for users using online banking but also for businesses and individuals who use Kalyan Janata Sahakari Bank in Kalyan for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KJSB0000006 for the Murbad Road branch of Kalyan Janata Sahakari Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Kalyan Janata Sahakari Bank located in Murbad Road, Kalyan, Thane, are given a unique IFSC like KJSB0000006 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kalyan.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Kalyan and Kalyan.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Kalyan Janata Sahakari Bank in Murbad Road goes to the correct branch. This is important because Kalyan Janata Sahakari Bank has thousands of branches in Thane and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code KJSB0000006
The format of the IFSC Code for banks, including Kalyan Janata Sahakari Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Kalyan Janata Sahakari Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Murbad Road in Kalyan.
For example, the IFSC Code KJSB0000006 of Kalyan Janata Sahakari Bank for the Murbad Road branch has these elements, identifying the bank and the branch location in Kalyan and Thane correctly.
How to Find IFSC Code for Kalyan Janata Sahakari Bank?
If you are trying to find the IFSC Code KJSB0000006 of Kalyan Janata Sahakari Bank for its Murbad Road branch located in Kalyan, the following methods can help:
Cheque Book
The cheque books that are issued by Kalyan Janata Sahakari Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Kalyan Janata Sahakari Bank branches in Kalyan and Kalyan, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Kalyan Janata Sahakari Bank and find the branch locator section. Search for Murbad Road or Kalyan to get the exact IFSC Code KJSB0000006.
Mobile Banking App
If you use Kalyan Janata Sahakari Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Kalyan Janata Sahakari Bank and Kalyan that will provide accurate information.
How to Use IFSC Code KJSB0000006 for Online Transfers?
Once you have the IFSC Code KJSB0000006 for the Murbad Road branch of Kalyan Janata Sahakari Bank in Kalyan, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KJSB0000006. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Kalyan Janata Sahakari Bank IFSC Code KJSB0000006.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Kalyan Janata Sahakari Bank Murbad Road in Kalyan, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kalyan Janata Sahakari Bank in Murbad Road, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Kalyan Janata Sahakari Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Kalyan manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is KJSB0000006.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Yakub Manzil Syndicate Murbad Road Kalyan(W)421301 located in Kalyan, Kalyan, Thane.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.