IFSC Code of Kalyan Janata Sahakari Bank, Barave Road, Kalyan, Thane — KJSB0000012

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Kalyan Janata Sahakari Bank for its Barave Road branch in Kalyan, Kalyan, Thane, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Kalyan Janata Sahakari Bank located in Kalyan or anywhere in Thane can transfer funds instantly by using the correct IFSC Code KJSB0000012. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Kalyan Janata Sahakari Bank, Barave Road, Kalyan

The table below shows the main details of the IFSC Code KJSB0000012 for the Kalyan Janata Sahakari Bank branch in Kalyan, which falls under the Kalyan district in Thane.

These details are essential not only for online banking users but also for businesses and individuals who use Kalyan Janata Sahakari Bank in Kalyan for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KJSB0000012 for the Barave Road branch of Kalyan Janata Sahakari Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Kalyan Janata Sahakari Bank located in Barave Road, Kalyan, Thane, are allotted a unique IFSC like KJSB0000012 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Kalyan.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Kalyan and Kalyan.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Kalyan Janata Sahakari Bank in Barave Road reaches the right place, even though there are thousands of branches in Thane and across India.

Format of the IFSC Code KJSB0000012

This is the format of the IFSC Code for banks, including Kalyan Janata Sahakari Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Kalyan Janata Sahakari Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Barave Road in Kalyan.

For example, the IFSC Code KJSB0000012 of Kalyan Janata Sahakari Bank for the Barave Road branch includes these elements, identifying the bank and the branch location in Kalyan and Thane accurately.

How to Find IFSC Code for Kalyan Janata Sahakari Bank?

To find the IFSC Code KJSB0000012 of Kalyan Janata Sahakari Bank for its Barave Road branch located in Kalyan, the following methods can help you out:

Cheque Book

The cheque book issued by Kalyan Janata Sahakari Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Kalyan Janata Sahakari Bank branches in Kalyan and Kalyan, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Kalyan Janata Sahakari Bank and go to the branch locator section. Then search for Barave Road or Kalyan to find the exact IFSC Code KJSB0000012.

Mobile Banking App

If you use Kalyan Janata Sahakari Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Kalyan Janata Sahakari Bank and Kalyan will provide accurate information.

How to Use IFSC Code KJSB0000012 for Online Transfers?

Once you have the IFSC Code KJSB0000012 for the Barave Road branch of Kalyan Janata Sahakari Bank in Kalyan, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KJSB0000012. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Kalyan Janata Sahakari Bank IFSC Code KJSB0000012.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Kalyan Janata Sahakari Bank Barave Road in Kalyan, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kalyan Janata Sahakari Bank in Barave Road, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Kalyan Janata Sahakari Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kalyan to handle online money transfers and get their cheques cleared smoothly.