Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Kalupur Commercial Cooperative Bank for its Vatwa branch in Ahmedabad, Ahmedabad, or Gujarat, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Kalupur Commercial Cooperative Bank located in Ahmedabad or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code KCCB0VTV009. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Kalupur Commercial Cooperative Bank, Vatwa, Ahmedabad
Here are the key points that are associated with the IFSC Code KCCB0VTV009 of Kalupur Commercial Cooperative Bank for its branch located in Ahmedabad, within the district of Ahmedabad in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Kalupur Commercial Cooperative Bank |
| IFSC Code | KCCB0VTV009 |
| Branch | Vatwa |
| City | Ahmedabad |
| District | Ahmedabad |
| State | Gujarat |
| Address | Plot No.1110, Gidc, Phase-3 F-Road,Nr.Abad Bakery, Vatva, Ahmedabad - 382445 |
These details are essential not only for online banking users but also for businesses and individuals who use Kalupur Commercial Cooperative Bank in Ahmedabad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KCCB0VTV009 for the Vatwa branch of Kalupur Commercial Cooperative Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Kalupur Commercial Cooperative Bank located in Vatwa, Ahmedabad, Gujarat, are allotted a unique IFSC like KCCB0VTV009 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Ahmedabad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Ahmedabad and Ahmedabad.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Kalupur Commercial Cooperative Bank in Vatwa reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code KCCB0VTV009
This is the format of the IFSC Code for banks, including Kalupur Commercial Cooperative Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Kalupur Commercial Cooperative Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Vatwa in Ahmedabad.
For example, the IFSC Code KCCB0VTV009 of Kalupur Commercial Cooperative Bank for the Vatwa branch includes these elements, identifying the bank and the branch location in Ahmedabad and Gujarat accurately.
How to Find IFSC Code for Kalupur Commercial Cooperative Bank?
If you are trying to find the IFSC Code KCCB0VTV009 of Kalupur Commercial Cooperative Bank for its Vatwa branch located in Ahmedabad, the following methods can help:
Cheque Book
The cheque book issued by Kalupur Commercial Cooperative Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Kalupur Commercial Cooperative Bank branches in Ahmedabad and Ahmedabad, print them on the first page of your passbook.
Bank Website
Visit the official website of Kalupur Commercial Cooperative Bank and navigate to the branch locator section. Search for Vatwa or Ahmedabad to get the exact IFSC Code KCCB0VTV009.
Mobile Banking App
If you use Kalupur Commercial Cooperative Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Kalupur Commercial Cooperative Bank and Ahmedabad, you'll get the correct details.
How to Use IFSC Code KCCB0VTV009 for Online Transfers?
Once you have the IFSC Code KCCB0VTV009 for the Vatwa branch of Kalupur Commercial Cooperative Bank in Ahmedabad, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KCCB0VTV009. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Kalupur Commercial Cooperative Bank IFSC Code KCCB0VTV009.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Kalupur Commercial Cooperative Bank Vatwa in Ahmedabad may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Kalupur Commercial Cooperative Bank in Vatwa, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Kalupur Commercial Cooperative Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Ahmedabad manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is KCCB0VTV009.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Plot No.1110, Gidc, Phase-3 F-Road,Nr.Abad Bakery, Vatva, Ahmedabad - 382445 located in Ahmedabad, Ahmedabad, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.