For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Kalupur Commercial Cooperative Bank for its S M Road branch in Ahmedabad, Ahmedabad, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Kalupur Commercial Cooperative Bank located in Ahmedabad or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code KCCB0SMR007. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Kalupur Commercial Cooperative Bank, S M Road, Ahmedabad

The table below shows the main details of the IFSC Code KCCB0SMR007 for the Kalupur Commercial Cooperative Bank branch in Ahmedabad, which falls under the Ahmedabad district in Gujarat.

Particulars Details
Bank Kalupur Commercial Cooperative Bank
IFSC Code KCCB0SMR007
Branch S M Road
City Ahmedabad
District Ahmedabad
State Gujarat
Address 1,Vasant Rajab Soc, Nr. P & T Colony, Satellite Road, Satellite ,Ahmedabad-380015

These details helps users in online banking and for businesses and individuals who use Kalupur Commercial Cooperative Bank in Ahmedabad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KCCB0SMR007 for the S M Road branch of Kalupur Commercial Cooperative Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Kalupur Commercial Cooperative Bank located in S M Road, Ahmedabad, Gujarat, are given a unique IFSC like KCCB0SMR007 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Ahmedabad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Ahmedabad and Ahmedabad.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Kalupur Commercial Cooperative Bank in S M Road goes to the correct branch. This is important because Kalupur Commercial Cooperative Bank has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code KCCB0SMR007

The format of the IFSC Code for banks, including Kalupur Commercial Cooperative Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Kalupur Commercial Cooperative Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like S M Road in Ahmedabad.

For example, the IFSC Code KCCB0SMR007 of Kalupur Commercial Cooperative Bank for the S M Road branch has these elements, identifying the bank and the branch location in Ahmedabad and Gujarat correctly.

How to Find IFSC Code for Kalupur Commercial Cooperative Bank?

If you are trying to find the IFSC Code KCCB0SMR007 of Kalupur Commercial Cooperative Bank for its S M Road branch located in Ahmedabad, the following methods can help:

Cheque Book

The cheque books that are issued by Kalupur Commercial Cooperative Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Kalupur Commercial Cooperative Bank branches in Ahmedabad and Ahmedabad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Kalupur Commercial Cooperative Bank and find the branch locator section. Search for S M Road or Ahmedabad to get the exact IFSC Code KCCB0SMR007.

Mobile Banking App

If you use Kalupur Commercial Cooperative Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Kalupur Commercial Cooperative Bank and Ahmedabad that will provide accurate information.

How to Use IFSC Code KCCB0SMR007 for Online Transfers?

Once you have the IFSC Code KCCB0SMR007 for the S M Road branch of Kalupur Commercial Cooperative Bank in Ahmedabad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KCCB0SMR007. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Kalupur Commercial Cooperative Bank IFSC Code KCCB0SMR007.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Kalupur Commercial Cooperative Bank S M Road in Ahmedabad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kalupur Commercial Cooperative Bank in S M Road, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Kalupur Commercial Cooperative Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Ahmedabad to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Kalupur Commercial Cooperative Bank in S M Road, Ahmedabad?

The IFSC Code is KCCB0SMR007.

Is the IFSC Code KCCB0SMR007 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Kalupur Commercial Cooperative Bank S M Road?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the S M Road branch?

The address of the branch is 1,Vasant Rajab Soc, Nr. P & T Colony, Satellite Road, Satellite ,Ahmedabad-380015 located in Ahmedabad, Ahmedabad, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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