For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for its Thane branch in Thane, Thane, Maharashtra, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited located in Thane or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code KAIJ0000034. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, Thane, Thane
Here are the main details that are associated with the IFSC Code KAIJ0000034 of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for its branch located in Thane, within the district of Thane in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited |
| IFSC Code | KAIJ0000034 |
| Branch | Thane |
| City | Thane |
| District | Thane |
| State | Maharashtra |
| Address | Ward No 129,Shop No 1,2,3 And 4,Ground Floor,Jaysurya Tower Co-Op Housing Society Ltd,Chandanwadi,Panchapakhadi,Thane(W)-400 602 |
These details are essential not only for online banking users but also for businesses and individuals who use Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Thane for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KAIJ0000034 for the Thane branch of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited located in Thane, Thane, Maharashtra, is provided with a unique IFSC like KAIJ0000034 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited branch in Thane.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Thane and Thane.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Thane do not get mixed with another location.
Format of the IFSC Code KAIJ0000034
The format of the IFSC Code for banks, including Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Thane in Thane.
For example, the IFSC Code KAIJ0000034 of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for the Thane branch includes these elements, identifying the bank and the branch location in Thane and Maharashtra accurately.
How to Find IFSC Code for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited?
If you are trying to find the IFSC Code KAIJ0000034 of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for its Thane branch located in Thane, the following methods can help:
Cheque Book
The cheque books that are issued by Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited branches in Thane and Thane, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited and find the branch locator section. Search for Thane or Thane to get the exact IFSC Code KAIJ0000034.
Mobile Banking App
If you use Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited and Thane that will provide accurate information.
How to Use IFSC Code KAIJ0000034 for Online Transfers?
If you have the IFSC Code KAIJ0000034 for the Thane branch of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Thane, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KAIJ0000034. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited IFSC Code KAIJ0000034.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited Thane in Thane, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Thane, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Thane manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is KAIJ0000034.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Ward No 129,Shop No 1,2,3 And 4,Ground Floor,Jaysurya Tower Co-Op Housing Society Ltd,Chandanwadi,Panchapakhadi,Thane(W)-400 602 located in Thane, Thane, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.