Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for its Vashi branch in Navi Mumbai, Thane, Maharashtra, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited located in Navi Mumbai or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code KAIJ0000041. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, Vashi, Navi Mumbai
Below in the table are the key details related to IFSC Code KAIJ0000041 of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for its branch located in Navi Mumbai, within the district of Thane in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited |
| IFSC Code | KAIJ0000041 |
| Branch | Vashi |
| City | Navi Mumbai |
| District | Thane |
| State | Maharashtra |
| Address | Shop No 1 And 2,Shri Sai Prasad Co Op Housing Society,Plot No 63,Sector 14,Vashi,Navi Mumbai 400709 |
These details are essential not only for online banking users but also for businesses and individuals who use Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Navi Mumbai for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KAIJ0000041 for the Vashi branch of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like KAIJ0000041 is given to every bank branch, including Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited located in Vashi, Navi Mumbai, Maharashtra, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited branch in Navi Mumbai.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Navi Mumbai and Thane.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Vashi doesn't end up at another location.
Format of the IFSC Code KAIJ0000041
The format of the IFSC Code for banks, including Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Vashi in Navi Mumbai.
For example, the IFSC Code KAIJ0000041 of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for the Vashi branch includes these elements, identifying the bank and the branch location in Navi Mumbai and Maharashtra accurately.
How to Find IFSC Code for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited?
To find the IFSC Code KAIJ0000041 of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for its Vashi branch located in Navi Mumbai, the following methods can help you out:
Cheque Book
The cheque book issued by Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited branches in Navi Mumbai and Thane, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited and go to the branch locator section. Then search for Vashi or Navi Mumbai to find the exact IFSC Code KAIJ0000041.
Mobile Banking App
If you use Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited and Navi Mumbai will provide accurate information.
How to Use IFSC Code KAIJ0000041 for Online Transfers?
Once you have the IFSC Code KAIJ0000041 for the Vashi branch of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Navi Mumbai, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KAIJ0000041. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited IFSC Code KAIJ0000041.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited Vashi in Navi Mumbai, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Vashi, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Navi Mumbai to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is KAIJ0000041.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Shop No 1 And 2,Shri Sai Prasad Co Op Housing Society,Plot No 63,Sector 14,Vashi,Navi Mumbai 400709 located in Navi Mumbai, Thane, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.