For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for its Kothrud branch in Pune, Pune, Maharashtra, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited located in Pune or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code KAIJ0000026. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, Kothrud, Pune
Here are the main details that are associated with the IFSC Code KAIJ0000026 of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for its branch located in Pune, within the district of Pune in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited |
| IFSC Code | KAIJ0000026 |
| Branch | Kothrud |
| City | Pune |
| District | Pune |
| State | Maharashtra |
| Address | 9/88 P And 85, Gurukrupa, Alkapuri Society, Vanaj Corner, Poud Road, Kothrud, Pune 411029 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Pune for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KAIJ0000026 for the Kothrud branch of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited located in Kothrud, Pune, Maharashtra, are allotted a unique IFSC like KAIJ0000026 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Pune.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Pune and Pune.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Kothrud reaches the right place, even though there are thousands of branches in Maharashtra and across India.
Format of the IFSC Code KAIJ0000026
The format of the IFSC Code for banks, including Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kothrud in Pune.
For example, the IFSC Code KAIJ0000026 of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for the Kothrud branch includes these elements, identifying the bank and the branch location in Pune and Maharashtra correctly.
How to Find IFSC Code for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited?
If you are trying to find the IFSC Code KAIJ0000026 of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for its Kothrud branch located in Pune, the following methods can help:
Cheque Book
The cheque book issued by Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited branches in Pune and Pune, print them on the first page of your passbook.
Bank Website
Visit the official website of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited and navigate to the branch locator section. Search for Kothrud or Pune to get the exact IFSC Code KAIJ0000026.
Mobile Banking App
If you use Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited and Pune, you'll get the correct details.
How to Use IFSC Code KAIJ0000026 for Online Transfers?
If you have the IFSC Code KAIJ0000026 for the Kothrud branch of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Pune, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KAIJ0000026. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited IFSC Code KAIJ0000026.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited Kothrud in Pune, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Kothrud, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Pune to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Kothrud Pune branch is KAIJ0000026.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at 9/88 P And 85, Gurukrupa, Alkapuri Society, Vanaj Corner, Poud Road, Kothrud, Pune 411029.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.