The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for its Hadapsar branch in Pune, Pune, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited located in Pune or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code KAIJ0000038. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, Hadapsar, Pune
Below in the table are the key details related to IFSC Code KAIJ0000038 of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for its branch located in Pune, within the district of Pune in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited |
| IFSC Code | KAIJ0000038 |
| Branch | Hadapsar |
| City | Pune |
| District | Pune |
| State | Maharashtra |
| Address | C S N 221/1/12, 'Ravi Darshan', Pune - Solapur National Highway, Hadapsar, Pune - 411028 |
These details are important not only for users using online banking but also for businesses and individuals who use Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Pune for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KAIJ0000038 for the Hadapsar branch of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited located in Hadapsar, Pune, Maharashtra, are given a unique IFSC like KAIJ0000038 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Pune.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Pune and Pune.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Hadapsar goes to the correct branch. This is important because Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code KAIJ0000038
This is the format of the IFSC Code for banks, including Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Hadapsar in Pune.
For example, the IFSC Code KAIJ0000038 of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for the Hadapsar branch includes these elements, identifying the bank and the branch location in Pune and Maharashtra accurately.
How to Find IFSC Code for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited?
If you are trying to find the IFSC Code KAIJ0000038 of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for its Hadapsar branch located in Pune, the following methods can help:
Cheque Book
The cheque book issued by Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited branches in Pune and Pune, print them on the first page of your passbook.
Bank Website
Visit the official website of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited and navigate to the branch locator section. Search for Hadapsar or Pune to get the exact IFSC Code KAIJ0000038.
Mobile Banking App
If you use Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited and Pune, you'll get the correct details.
How to Use IFSC Code KAIJ0000038 for Online Transfers?
Once you have the IFSC Code KAIJ0000038 for the Hadapsar branch of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Pune, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KAIJ0000038. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited IFSC Code KAIJ0000038.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited Hadapsar in Pune may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Hadapsar, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Pune manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Hadapsar Pune branch is KAIJ0000038.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at C S N 221/1/12, 'Ravi Darshan', Pune - Solapur National Highway, Hadapsar, Pune - 411028.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.