The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Janata Sahakari Bank Limited for its Shaniwar Narayan Peth branch in Pune, Pune, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Janata Sahakari Bank Limited located in Pune or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code JSBP0000015. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Janata Sahakari Bank Limited, Shaniwar Narayan Peth, Pune
The table below shows the main details of the IFSC Code JSBP0000015 for the Janata Sahakari Bank Limited branch in Pune, which falls under the Pune district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Janata Sahakari Bank Limited |
| IFSC Code | JSBP0000015 |
| Branch | Shaniwar Narayan Peth |
| City | Pune |
| District | Pune |
| State | Maharashtra |
| Address | 551, Shaniwar Peth,Pune -411030,E-Mail : Shaniwarnarayan@Janatabankpune.Com |
These details are crucial, not just for online banking users but also for businesses and individuals who use Janata Sahakari Bank Limited in Pune for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSBP0000015 for the Shaniwar Narayan Peth branch of Janata Sahakari Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Janata Sahakari Bank Limited located in Shaniwar Narayan Peth, Pune, Maharashtra, are given a unique IFSC like JSBP0000015 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Pune.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Pune and Pune.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Janata Sahakari Bank Limited in Shaniwar Narayan Peth goes to the correct branch. This is important because Janata Sahakari Bank Limited has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code JSBP0000015
The format of the IFSC Code for banks, including Janata Sahakari Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Janata Sahakari Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shaniwar Narayan Peth in Pune.
For example, the IFSC Code JSBP0000015 of Janata Sahakari Bank Limited for the Shaniwar Narayan Peth branch includes these elements, identifying the bank and the branch location in Pune and Maharashtra accurately.
How to Find IFSC Code for Janata Sahakari Bank Limited?
If you are looking for the IFSC Code JSBP0000015 of Janata Sahakari Bank Limited for its Shaniwar Narayan Peth branch located in Pune, the following methods can help:
Cheque Book
The cheque book that is issued by Janata Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Janata Sahakari Bank Limited branches in Pune and Pune, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Janata Sahakari Bank Limited and look for the branch locator section, then search for Shaniwar Narayan Peth or Pune to get the exact IFSC Code JSBP0000015.
Mobile Banking App
If you use Janata Sahakari Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Janata Sahakari Bank Limited and Pune, then it will provide you proper information.
How to Use IFSC Code JSBP0000015 for Online Transfers?
Once you have the IFSC Code JSBP0000015 for the Shaniwar Narayan Peth branch of Janata Sahakari Bank Limited in Pune, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JSBP0000015. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Janata Sahakari Bank Limited IFSC Code JSBP0000015.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Janata Sahakari Bank Limited Shaniwar Narayan Peth in Pune, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Janata Sahakari Bank Limited in Shaniwar Narayan Peth, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Janata Sahakari Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Pune manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Shaniwar Narayan Peth Pune branch is JSBP0000015.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at 551, Shaniwar Peth,Pune -411030,E-Mail : Shaniwarnarayan@Janatabankpune.Com.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.