The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Janata Sahakari Bank Limited for its Bhavani Peth branch in Pune, Pune, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Janata Sahakari Bank Limited located in Pune or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code JSBP0000003. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Janata Sahakari Bank Limited, Bhavani Peth, Pune
Here are the key points that are associated with the IFSC Code JSBP0000003 of Janata Sahakari Bank Limited for its branch located in Pune, within the district of Pune in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Janata Sahakari Bank Limited |
| IFSC Code | JSBP0000003 |
| Branch | Bhavani Peth |
| City | Pune |
| District | Pune |
| State | Maharashtra |
| Address | 12, Bhavani Peth, Nita Centre,Pune - 411042,E-Mail : Bhavanipeth@Janatabankpune |
These details helps users in online banking and for businesses and individuals who use Janata Sahakari Bank Limited in Pune for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSBP0000003 for the Bhavani Peth branch of Janata Sahakari Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Janata Sahakari Bank Limited located in Bhavani Peth, Pune, Maharashtra, are given a unique IFSC like JSBP0000003 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Pune.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Pune and Pune.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Janata Sahakari Bank Limited in Bhavani Peth goes to the correct branch. This is important because Janata Sahakari Bank Limited has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code JSBP0000003
The format of the IFSC Code for banks, including Janata Sahakari Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Janata Sahakari Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Bhavani Peth in Pune.
For example, the IFSC Code JSBP0000003 of Janata Sahakari Bank Limited for the Bhavani Peth branch has these elements, identifying the bank and the branch location in Pune and Maharashtra correctly.
How to Find IFSC Code for Janata Sahakari Bank Limited?
If you are trying to find the IFSC Code JSBP0000003 of Janata Sahakari Bank Limited for its Bhavani Peth branch located in Pune, the following methods can help:
Cheque Book
The cheque books that are issued by Janata Sahakari Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Janata Sahakari Bank Limited branches in Pune and Pune, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Janata Sahakari Bank Limited and find the branch locator section. Search for Bhavani Peth or Pune to get the exact IFSC Code JSBP0000003.
Mobile Banking App
If you use Janata Sahakari Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Janata Sahakari Bank Limited and Pune that will provide accurate information.
How to Use IFSC Code JSBP0000003 for Online Transfers?
Once you have the IFSC Code JSBP0000003 for the Bhavani Peth branch of Janata Sahakari Bank Limited in Pune, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code JSBP0000003. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Janata Sahakari Bank Limited IFSC Code JSBP0000003.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Janata Sahakari Bank Limited Bhavani Peth in Pune, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Janata Sahakari Bank Limited in Bhavani Peth, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Janata Sahakari Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Pune manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Bhavani Peth Pune branch is JSBP0000003.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at 12, Bhavani Peth, Nita Centre,Pune - 411042,E-Mail : Bhavanipeth@Janatabankpune.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.