Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Janata Sahakari Bank Limited for its Bhor branch in Bhor, Pune, Maharashtra, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Janata Sahakari Bank Limited located in Bhor or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code JSBP0000004. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Janata Sahakari Bank Limited, Bhor, Bhor
Below in the table are the key details related to IFSC Code JSBP0000004 of Janata Sahakari Bank Limited for its branch located in Bhor, within the district of Pune in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Janata Sahakari Bank Limited |
| IFSC Code | JSBP0000004 |
| Branch | Bhor |
| City | Bhor |
| District | Pune |
| State | Maharashtra |
| Address | Cts.191, Mangalwar Peth,Janata Bank Building.,Bhor, Dist. Pune - 412206.,E-Mail : Bhor@Janatabankpune.Com |
These details help users in online banking and for businesses and individuals who use Janata Sahakari Bank Limited in Bhor for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSBP0000004 for the Bhor branch of Janata Sahakari Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Janata Sahakari Bank Limited located in Bhor, Bhor, Maharashtra, is provided a unique IFSC like JSBP0000004 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Janata Sahakari Bank Limited branch in Bhor.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Bhor and Pune.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Janata Sahakari Bank Limited in Bhor do not get misguided to another person.
Format of the IFSC Code JSBP0000004
The format of the IFSC Code for banks, including Janata Sahakari Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Janata Sahakari Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhor in Bhor.
For example, the IFSC Code JSBP0000004 of Janata Sahakari Bank Limited for the Bhor branch includes these elements, identifying the bank and the branch location in Bhor and Maharashtra accurately.
How to Find IFSC Code for Janata Sahakari Bank Limited?
If you are trying to find the IFSC Code JSBP0000004 of Janata Sahakari Bank Limited for its Bhor branch located in Bhor, the following methods can help:
Cheque Book
The cheque book issued by Janata Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Janata Sahakari Bank Limited branches in Bhor and Pune, print them on the first page of your passbook.
Bank Website
Visit the official website of Janata Sahakari Bank Limited and navigate to the branch locator section. Search for Bhor or Bhor to get the exact IFSC Code JSBP0000004.
Mobile Banking App
If you use Janata Sahakari Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Janata Sahakari Bank Limited and Bhor, you'll get the correct details.
How to Use IFSC Code JSBP0000004 for Online Transfers?
Once you have the IFSC Code JSBP0000004 for the Bhor branch of Janata Sahakari Bank Limited in Bhor, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JSBP0000004. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Janata Sahakari Bank Limited IFSC Code JSBP0000004.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Janata Sahakari Bank Limited Bhor in Bhor, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Janata Sahakari Bank Limited in Bhor, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Janata Sahakari Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Bhor manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is JSBP0000004.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Cts.191, Mangalwar Peth,Janata Bank Building.,Bhor, Dist. Pune - 412206.,E-Mail : Bhor@Janatabankpune.Com located in Bhor, Pune, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.