For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Janata Sahakari Bank Limited for its Ghodnadi branch in Ghodnadi, Pune, Maharashtra, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Janata Sahakari Bank Limited located in Ghodnadi or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code JSBP0000006. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Janata Sahakari Bank Limited, Ghodnadi, Ghodnadi
Here are the main details that are associated with the IFSC Code JSBP0000006 of Janata Sahakari Bank Limited for its branch located in Ghodnadi, within the district of Pune in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Janata Sahakari Bank Limited |
| IFSC Code | JSBP0000006 |
| Branch | Ghodnadi |
| City | Ghodnadi |
| District | Pune |
| State | Maharashtra |
| Address | Cts.1947,House 1365, 1St Floor,Shivseva Mandal Complex,Near S.T.Stand,Pune-Nagar Road,Tal - Shirur, Dist -Pune - 412210,E-Mail : Ghodnadi@Janatabankpune.Com |
These details helps users in online banking and for businesses and individuals who use Janata Sahakari Bank Limited in Ghodnadi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSBP0000006 for the Ghodnadi branch of Janata Sahakari Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Janata Sahakari Bank Limited located in Ghodnadi, Ghodnadi, Maharashtra, are given a unique IFSC like JSBP0000006 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Ghodnadi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Ghodnadi and Pune.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Janata Sahakari Bank Limited in Ghodnadi goes to the correct branch. This is important because Janata Sahakari Bank Limited has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code JSBP0000006
The format of the IFSC Code for banks, including Janata Sahakari Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Janata Sahakari Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ghodnadi in Ghodnadi.
For example, the IFSC Code JSBP0000006 of Janata Sahakari Bank Limited for the Ghodnadi branch includes these elements, identifying the bank and the branch location in Ghodnadi and Maharashtra accurately.
How to Find IFSC Code for Janata Sahakari Bank Limited?
If you are trying to find the IFSC Code JSBP0000006 of Janata Sahakari Bank Limited for its Ghodnadi branch located in Ghodnadi, the following methods can help:
Cheque Book
The cheque book issued by Janata Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Janata Sahakari Bank Limited branches in Ghodnadi and Pune, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Janata Sahakari Bank Limited and navigate to the branch locator section. Search for Ghodnadi or Ghodnadi to get the exact IFSC Code JSBP0000006.
Mobile Banking App
If you use Janata Sahakari Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Janata Sahakari Bank Limited and Ghodnadi, you'll get the correct details.
How to Use IFSC Code JSBP0000006 for Online Transfers?
Once you have the IFSC Code JSBP0000006 for the Ghodnadi branch of Janata Sahakari Bank Limited in Ghodnadi, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code JSBP0000006. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Janata Sahakari Bank Limited IFSC Code JSBP0000006.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Janata Sahakari Bank Limited Ghodnadi in Ghodnadi, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Janata Sahakari Bank Limited in Ghodnadi, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Janata Sahakari Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Ghodnadi manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is JSBP0000006.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Cts.1947,House 1365, 1St Floor,Shivseva Mandal Complex,Near S.T.Stand,Pune-Nagar Road,Tal - Shirur, Dist -Pune - 412210,E-Mail : Ghodnadi@Janatabankpune.Com located in Ghodnadi, Pune, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.