The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Janaseva Sahakari Bank Borivli Limited for its Kandivali West branch in Kandivali, Greater Bombay, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Janaseva Sahakari Bank Borivli Limited located in Kandivali or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code JASB0000004. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Janaseva Sahakari Bank Borivli Limited, Kandivali West, Kandivali
Here are the main details that are associated with the IFSC Code JASB0000004 of Janaseva Sahakari Bank Borivli Limited for its branch located in Kandivali, within the district of Greater Bombay in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Janaseva Sahakari Bank Borivli Limited |
| IFSC Code | JASB0000004 |
| Branch | Kandivali West |
| City | Kandivali |
| District | Greater Bombay |
| State | Maharashtra |
| Address | Laxmi Villa,1St Floor,M G Road,Opp Kala Hanuman Mandir,Kandivli West,Mumbai 400067 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Janaseva Sahakari Bank Borivli Limited in Kandivali for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JASB0000004 for the Kandivali West branch of Janaseva Sahakari Bank Borivli Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Janaseva Sahakari Bank Borivli Limited located in Kandivali West, Kandivali, Maharashtra, is provided with a unique IFSC like JASB0000004 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Janaseva Sahakari Bank Borivli Limited branch in Kandivali.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Kandivali and Greater Bombay.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Janaseva Sahakari Bank Borivli Limited in Kandivali West do not get mixed with another location.
Format of the IFSC Code JASB0000004
The format of the IFSC Code for banks, including Janaseva Sahakari Bank Borivli Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Janaseva Sahakari Bank Borivli Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kandivali West in Kandivali.
For example, the IFSC Code JASB0000004 of Janaseva Sahakari Bank Borivli Limited for the Kandivali West branch includes these elements, identifying the bank and the branch location in Kandivali and Maharashtra accurately.
How to Find IFSC Code for Janaseva Sahakari Bank Borivli Limited?
If you are trying to find the IFSC Code JASB0000004 of Janaseva Sahakari Bank Borivli Limited for its Kandivali West branch located in Kandivali, the following methods can help:
Cheque Book
The cheque books that are issued by Janaseva Sahakari Bank Borivli Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Janaseva Sahakari Bank Borivli Limited branches in Kandivali and Greater Bombay, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Janaseva Sahakari Bank Borivli Limited and find the branch locator section. Search for Kandivali West or Kandivali to get the exact IFSC Code JASB0000004.
Mobile Banking App
If you use Janaseva Sahakari Bank Borivli Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Janaseva Sahakari Bank Borivli Limited and Kandivali that will provide accurate information.
How to Use IFSC Code JASB0000004 for Online Transfers?
Once you have the IFSC Code JASB0000004 for the Kandivali West branch of Janaseva Sahakari Bank Borivli Limited in Kandivali, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code JASB0000004. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Janaseva Sahakari Bank Borivli Limited IFSC Code JASB0000004.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Janaseva Sahakari Bank Borivli Limited Kandivali West in Kandivali, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Janaseva Sahakari Bank Borivli Limited in Kandivali West, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Janaseva Sahakari Bank Borivli Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kandivali to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Kandivali West Kandivali branch is JASB0000004.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Laxmi Villa,1St Floor,M G Road,Opp Kala Hanuman Mandir,Kandivli West,Mumbai 400067.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.