Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Janaseva Sahakari Bank Borivli Limited for its Goregoan East branch in Goregoan East, Greater Bombay, Maharashtra, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Janaseva Sahakari Bank Borivli Limited located in Goregoan East or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code JASB0000010. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Janaseva Sahakari Bank Borivli Limited, Goregoan East, Goregoan East
The table below shows the main details of the IFSC Code JASB0000010 for the Janaseva Sahakari Bank Borivli Limited branch in Goregoan East, which falls under the Greater Bombay district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Janaseva Sahakari Bank Borivli Limited |
| IFSC Code | JASB0000010 |
| Branch | Goregoan East |
| City | Goregoan East |
| District | Greater Bombay |
| State | Maharashtra |
| Address | Shop No 8B-8C,Sant Mukta Coop Hsg Soc Ltd, Ground Floor, Peru Baug, Aarey Road, Goregoan East Mumbai 400063 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Janaseva Sahakari Bank Borivli Limited in Goregoan East for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JASB0000010 for the Goregoan East branch of Janaseva Sahakari Bank Borivli Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Janaseva Sahakari Bank Borivli Limited located in Goregoan East, Goregoan East, Maharashtra, are given a unique IFSC like JASB0000010 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Goregoan East.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Goregoan East and Greater Bombay.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Janaseva Sahakari Bank Borivli Limited in Goregoan East goes to the correct branch. This is important because Janaseva Sahakari Bank Borivli Limited has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code JASB0000010
The format of the IFSC Code for banks, including Janaseva Sahakari Bank Borivli Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Janaseva Sahakari Bank Borivli Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Goregoan East in Goregoan East.
For example, the IFSC Code JASB0000010 of Janaseva Sahakari Bank Borivli Limited for the Goregoan East branch includes these elements, identifying the bank and the branch location in Goregoan East and Maharashtra accurately.
How to Find IFSC Code for Janaseva Sahakari Bank Borivli Limited?
If you are trying to find the IFSC Code JASB0000010 of Janaseva Sahakari Bank Borivli Limited for its Goregoan East branch located in Goregoan East, the following methods can help:
Cheque Book
The cheque books that are issued by Janaseva Sahakari Bank Borivli Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Janaseva Sahakari Bank Borivli Limited branches in Goregoan East and Greater Bombay, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Janaseva Sahakari Bank Borivli Limited and find the branch locator section. Search for Goregoan East or Goregoan East to get the exact IFSC Code JASB0000010.
Mobile Banking App
If you use Janaseva Sahakari Bank Borivli Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Janaseva Sahakari Bank Borivli Limited and Goregoan East that will provide accurate information.
How to Use IFSC Code JASB0000010 for Online Transfers?
Once you have the IFSC Code JASB0000010 for the Goregoan East branch of Janaseva Sahakari Bank Borivli Limited in Goregoan East, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code JASB0000010. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Janaseva Sahakari Bank Borivli Limited IFSC Code JASB0000010.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Janaseva Sahakari Bank Borivli Limited Goregoan East in Goregoan East, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Janaseva Sahakari Bank Borivli Limited in Goregoan East, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Janaseva Sahakari Bank Borivli Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Goregoan East to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is JASB0000010.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Shop No 8B-8C,Sant Mukta Coop Hsg Soc Ltd, Ground Floor, Peru Baug, Aarey Road, Goregoan East Mumbai 400063 located in Goregoan East, Greater Bombay, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.