The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Karauna branch in Deoria, Deoria, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Jana Small Finance Bank Ltd located in Deoria or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code JSFB0004941. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Jana Small Finance Bank Ltd, Karauna, Deoria
Here are the main details that are associated with the IFSC Code JSFB0004941 of Jana Small Finance Bank Ltd for its branch located in Deoria, within the district of Deoria in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Jana Small Finance Bank Ltd |
| IFSC Code | JSFB0004941 |
| Branch | Karauna |
| City | Deoria |
| District | Deoria |
| State | Uttar Pradesh |
| Address | Jana Small Finance Bank Ltd,Ground Floor,Mauza Karuana Tappa Raipura,Pargana Salempur Majhauli,Tehsil Barhaz,Distt Deoria-274601 |
These details helps users in online banking and for businesses and individuals who use Jana Small Finance Bank Ltd in Deoria for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0004941 for the Karauna branch of Jana Small Finance Bank Ltd plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jana Small Finance Bank Ltd located in Karauna, Deoria, Uttar Pradesh, is provided a unique IFSC like JSFB0004941 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Jana Small Finance Bank Ltd branch in Deoria.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Deoria and Deoria.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Karauna do not get misguided to another person.
Format of the IFSC Code JSFB0004941
This is the format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Jana Small Finance Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Karauna in Deoria.
For example, the IFSC Code JSFB0004941 of Jana Small Finance Bank Ltd for the Karauna branch includes these elements, identifying the bank and the branch location in Deoria and Uttar Pradesh accurately.
How to Find IFSC Code for Jana Small Finance Bank Ltd?
If you are looking for the IFSC Code JSFB0004941 of Jana Small Finance Bank Ltd for its Karauna branch located in Deoria, the following methods can help:
Cheque Book
The cheque book that is issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Jana Small Finance Bank Ltd branches in Deoria and Deoria, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Jana Small Finance Bank Ltd and look for the branch locator section, then search for Karauna or Deoria to get the exact IFSC Code JSFB0004941.
Mobile Banking App
If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Jana Small Finance Bank Ltd and Deoria, then it will provide you proper information.
How to Use IFSC Code JSFB0004941 for Online Transfers?
Once you have the IFSC Code JSFB0004941 for the Karauna branch of Jana Small Finance Bank Ltd in Deoria, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JSFB0004941. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004941.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Karauna in Deoria, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Karauna, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Jana Small Finance Bank Ltd website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Deoria manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is JSFB0004941.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Jana Small Finance Bank Ltd,Ground Floor,Mauza Karuana Tappa Raipura,Pargana Salempur Majhauli,Tehsil Barhaz,Distt Deoria-274601 located in Deoria, Deoria, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.