Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Jana Small Finance Bank Ltd for its Deoria branch in Deoria, Deoria, or Uttar Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Jana Small Finance Bank Ltd located in Deoria or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code JSFB0003223. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Jana Small Finance Bank Ltd, Deoria, Deoria
Here are the key points that are associated with the IFSC Code JSFB0003223 of Jana Small Finance Bank Ltd for its branch located in Deoria, within the district of Deoria in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Jana Small Finance Bank Ltd |
| IFSC Code | JSFB0003223 |
| Branch | Deoria |
| City | Deoria |
| District | Deoria |
| State | Uttar Pradesh |
| Address | Jana Small Finance Bank Ltd,1St Floor,H.No.543,Kotwali Road,Mohalla Bansh,Opp.Govt Inter College,Deoria -274001 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Jana Small Finance Bank Ltd in Deoria for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0003223 for the Deoria branch of Jana Small Finance Bank Ltd has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jana Small Finance Bank Ltd located in Deoria, Deoria, Uttar Pradesh, are allotted a unique IFSC like JSFB0003223 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Deoria.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Deoria and Deoria.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Jana Small Finance Bank Ltd in Deoria reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code JSFB0003223
The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Jana Small Finance Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Deoria in Deoria.
For example, the IFSC Code JSFB0003223 of Jana Small Finance Bank Ltd for the Deoria branch includes these elements, identifying the bank and the branch location in Deoria and Uttar Pradesh correctly.
How to Find IFSC Code for Jana Small Finance Bank Ltd?
If you are trying to find the IFSC Code JSFB0003223 of Jana Small Finance Bank Ltd for its Deoria branch located in Deoria, the following methods can help:
Cheque Book
The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Jana Small Finance Bank Ltd branches in Deoria and Deoria, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Jana Small Finance Bank Ltd and navigate to the branch locator section. Search for Deoria or Deoria to get the exact IFSC Code JSFB0003223.
Mobile Banking App
If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Jana Small Finance Bank Ltd and Deoria, you'll get the correct details.
How to Use IFSC Code JSFB0003223 for Online Transfers?
Once you have the IFSC Code JSFB0003223 for the Deoria branch of Jana Small Finance Bank Ltd in Deoria, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code JSFB0003223. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0003223.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jana Small Finance Bank Ltd Deoria in Deoria, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Jana Small Finance Bank Ltd in Deoria, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Jana Small Finance Bank Ltd website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Deoria manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is JSFB0003223.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Jana Small Finance Bank Ltd,1St Floor,H.No.543,Kotwali Road,Mohalla Bansh,Opp.Govt Inter College,Deoria -274001 located in Deoria, Deoria, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.