IFSC Code of Jana Small Finance Bank Ltd, Gnyan Ranjan Rout, Cuttack, Odisha — JSFB0004878

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Gnyan Ranjan Rout branch in Cuttack, Cuttack, Odisha, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Jana Small Finance Bank Ltd located in Cuttack or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code JSFB0004878. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Jana Small Finance Bank Ltd, Gnyan Ranjan Rout, Cuttack

The table below shows the main details of the IFSC Code JSFB0004878 for the Jana Small Finance Bank Ltd branch in Cuttack, which falls under the Cuttack district in Odisha.

These details are important not only for users using online banking but also for businesses and individuals who use Jana Small Finance Bank Ltd in Cuttack for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code JSFB0004878 for the Gnyan Ranjan Rout branch of Jana Small Finance Bank Ltd is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jana Small Finance Bank Ltd located in Gnyan Ranjan Rout, Cuttack, Odisha, are allotted a unique IFSC like JSFB0004878 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Cuttack.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Cuttack and Cuttack.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Jana Small Finance Bank Ltd in Gnyan Ranjan Rout reaches the right place, even though there are thousands of branches in Odisha and across India.

Format of the IFSC Code JSFB0004878

The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Jana Small Finance Bank Ltd, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Gnyan Ranjan Rout in Cuttack.

For example, the IFSC Code JSFB0004878 of Jana Small Finance Bank Ltd for the Gnyan Ranjan Rout branch has these elements, identifying the bank and the branch location in Cuttack and Odisha correctly.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

If you are trying to find the IFSC Code JSFB0004878 of Jana Small Finance Bank Ltd for its Gnyan Ranjan Rout branch located in Cuttack, the following methods can help:

Cheque Book

The cheque books that are issued by Jana Small Finance Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Jana Small Finance Bank Ltd branches in Cuttack and Cuttack, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Jana Small Finance Bank Ltd and find the branch locator section. Search for Gnyan Ranjan Rout or Cuttack to get the exact IFSC Code JSFB0004878.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Jana Small Finance Bank Ltd and Cuttack that will provide accurate information.

How to Use IFSC Code JSFB0004878 for Online Transfers?

Once you have the IFSC Code JSFB0004878 for the Gnyan Ranjan Rout branch of Jana Small Finance Bank Ltd in Cuttack, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code JSFB0004878. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004878.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jana Small Finance Bank Ltd Gnyan Ranjan Rout in Cuttack, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Gnyan Ranjan Rout, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Jana Small Finance Bank Ltd website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Cuttack manage their online transfers and cheque clearances easily.